| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA, INC. - DALLAS | 14221 DALLAS PARKWAY SUITE 700 DALLAS, TX 752542942 | UNITEDHEALTHCARE INSURANCE COMPANY | $43K | — | $43K | 4.85% |
| KILPATRICK COMPANIES LLC3 Filed as: KILPATRICK COMPANIES, LLC | 1050 WILCREST DRIVE HOUSTON, TX 770421608 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $12K | $12K | 1.36% |
| IMA, INC.3 | 6200 LBJ FREEWAY SUITE 200 DALLAS, TX 75240 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 15.26% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | — | $833 | $833 | 2.21% |
| IMA, INC.3 | 6200 LBJ FREEWAY SUITE 200 DALLAS, TX 75240 | HARTFORD LIFE AND ACCIDENT | $7K | — | $7K | 20.00% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | — | $66 | $66 | 0.18% |
| IMA, INC.3 | 6200 LBJ FREEWAY SUITE 200 DALLAS, TX 75240 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 15.00% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | — | $798 | $798 | 2.59% |
| IMA, INC.3 Filed as: IMA, INC | 6200 LBJ FREEWAY SUITE 200 DALLAS, TX 75240 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 19.88% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | — | $571 | $571 | 2.41% |
| RELION BENEFIT PARTNERS, LLC3 | 1050 WILCREST DRIVE HOUSTON, TX 770421608 | HARTFORD LIFE AND ACCIDENT | $17 | — | $17 | 0.07% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX INSURANCE AGENCY INC. | 225 KENNETH DRIVE ROCHESTER, NY 14623 | HARTFORD LIFE AND ACCIDENT | $10 | — | $10 | 0.04% |
| IMA, INC.3 | 6200 LBJ FREEWAY SUITE 200 DALLAS, TX 75240 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 20.00% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | — | $451 | $451 | 2.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 192 | $893K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 192 | $893K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 192 | $893K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 148 | $38K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 117 | $36K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 117 | $31K |
| Other(3 contracts) | HARTFORD LIFE AND ACCIDENT | 117 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.