| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE | 18230 N. ELDRIDGE PKWY TOMBALL, TX 77377 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $21K | $0 | $21K | 6.02% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE | 18230 N. ELDRIDGE PKWY TOMBALL, TX 77377 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $21K | $0 | $21K | 6.02% |
| DENA PATTERSON3 | 5117 RAINFLOWER CIRCLE S LEAGUE CITY, TX 77573 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 4.31% |
| CHRISTIAN M KRUEGER3 | 531 BEVERLY LN NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 2.27% |
| MATTHEW SUTTON3 Filed as: MATTHEW D SUTTON | 31927 WILDWOOD PARK LANE CONROE, TX 77385 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 1.07% |
| ALYSSA M WYBLE3 | 2708 NORTHERN DR LEAGUE CITY, TX 77573 | CONTINENTAL AMERICAN INSURANCE COMPANY | $809 | $0 | $809 | 0.71% |
| JEFFREY C WEST3 | 2466 FM 1967 LEDBETTER, TX 78946 | CONTINENTAL AMERICAN INSURANCE COMPANY | $641 | $0 | $641 | 0.56% |
| TODD A STULL3 | 8203 WILLOW PLACE DR S, STE 510 HOUSTON, TX 77070 | CONTINENTAL AMERICAN INSURANCE COMPANY | $367 | $0 | $367 | 0.32% |
| JOHANN Y RESTITUYO3 Filed as: JOHANN RESTITUYO | 16642 SPERRY GARDENS DR HOUSTON, TX 77095 | CONTINENTAL AMERICAN INSURANCE COMPANY | $330 | $0 | $330 | 0.29% |
| KIM REED SMITH3 Filed as: KIM R SMITH | 7815 DEERWOOD LAKE DR HUMBLE, TX 77346 | CONTINENTAL AMERICAN INSURANCE COMPANY | $175 | $0 | $175 | 0.15% |
| MICHAEL GRASS3 Filed as: MICHAEL P GRASS | 25618 RYANS CREEK COURT KATY, TX 77494 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | $0 | $35 | 0.03% |
| MAEDE C MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.01% |
| PRENTISS A CASTLE, JR3 | 25503 PENGUIN ST MAGNOLIA, TX 77355 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.01% |
| CHERISE M WADE3 | 1931 HWY 90 SEALY, TX 77474 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.01% |
| EDDIE PLAISANCE3 Filed as: EDDIE I PLAISANCE | 551 ALABAMA PARK CONROE, TX 77302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 557 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 567 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 635 | $611K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 550 | $355K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 550 | $355K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 550 | $355K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 550 | $355K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 635 | $611K |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 550 | $469K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 635 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.