| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CROWN RISK MANAGEMENT, LLC3 Filed as: SPIRE RISK MANAGEMENT, LLC | 45 NE LOOP 410, SUITE 690 SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | $6K | $59K | $65K | 5.65% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SPIRE RISK MANAGEMENT, LLC | 45 NE LOOP 410, SUITE 690 SAN ANTONIO, TX 78216 | UNITED OMAHA LIFE INSURANCE COMPANY | $27K | $0 | $27K | 15.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SPIRE RISK MANAGEMENT, LLC | 45 NE LOOP 410, SUITE 690 SAN ANTONIO, TX 78216 | HARTFORD LIFE AND ACCIDENT | $5K | $0 | $5K | 20.00% |
| MARY A RODRIGUEZ3 Filed as: MARY A. RODRIGUEZ | PO BOX 791227 SAN ANTONIO, TX 78279 | AFLAC | $731 | $0 | $731 | 10.33% |
| LOUIS MARTORELLI III3 | 5014 WINKLER TRAIL SCHERTZ, TX 78154 | AFLAC | $88 | $0 | $88 | 1.24% |
| RICHARD L JONES JR3 Filed as: RICHARD L. JONES JR. | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | AFLAC | $72 | $0 | $72 | 1.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MATTHEW D. BROWN AND VARIOUS AGENTS | 1919 FAIRMOUNT AVENUE SW SEATTLE, WA 98126 | AFLAC | $72 | $0 | $72 | 1.02% |
| BRENT FORD3 Filed as: BRENT A. FORD | 40 NE LOOP 410, SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $68 | $0 | $68 | 0.96% |
| HAMSTRA BENEFIT SOLUTIONS LLC3 | 8430 FOUNTAIN CIRCLE SAN ANTONIO, TX 78229 | AFLAC | $59 | $0 | $59 | 0.83% |
| SCOTT R. FENTON3 | 11400 SE 8TH STREET, SUITE 447 BELLEVUE, WA 98004 | AFLAC | $39 | $0 | $39 | 0.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 338 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 238 | $1.2M |
| Dental | AETNA LIFE INSURANCE COMPANY | 238 | $1.2M |
| Vision | AETNA LIFE INSURANCE COMPANY | 238 | $1.2M |
| Life insurance | UNITED OMAHA LIFE INSURANCE COMPANY | 325 | $181K |
| Short-term disability | UNITED OMAHA LIFE INSURANCE COMPANY | 325 | $181K |
| Long-term disability | UNITED OMAHA LIFE INSURANCE COMPANY | 325 | $181K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 238 | $1.2M |
| Other(3 contracts, 3 carriers) | UNITED OMAHA LIFE INSURANCE COMPANY | 325 | $212K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.