| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAMSTRA BENEFIT SOLUTIONS LLC3 | 17123 EAGLE HOLLOW DR SAN ANTONIO, TX 78284 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $48K | $48K | 4.17% |
| HAMSTRA BENEFIT SOLUTIONS LLC3 Filed as: HAMSTRA BENEFIT SOLUTION LLC | 17123 EAGLE HOLLOW DRIVE SAN ANTONIO, TX 78248 | UNION SECURITY INSURANCE COMPANY | $60K | — | $60K | 18.41% |
| HEALTHCARE 2U0 | 140 GRANITE RIDGE DR SPICEWOOD, TX 78669 | ASSURED BENEFITS ADMINISTRATORS, INC. | — | $61K | $61K | 37.23% |
| ASSURED BENEFITS ADMINISTRATORS5 | 221 N KANSAS ST STE 1610 EL PASO, TX 79901 | ASSURED BENEFITS ADMINISTRATORS, INC. | — | $43K | $43K | 25.97% |
| HAMSTAR BENEFITS5 | 111 MIMOSA DR SAN ANTONIO, TX 78213 | ASSURED BENEFITS ADMINISTRATORS, INC. | $21K | — | $21K | 12.98% |
| INDEPENDENT MEDICAL SYSTEMS0 | 8150 N CENTRAL EXP STE 1700 DALLAS, TX 75206 | ASSURED BENEFITS ADMINISTRATORS, INC. | — | $9K | $9K | 5.19% |
| HAMSTRA BENEFIT SOLUTIONS LLC3 Filed as: HAMSTRA BENEFIT SOLUTION LLC | 17123 EAGLE HOLLOW DRIVE SAN ANTONIO, TX 78248 | UNITED DENTAL CARE OF TEXAS, INC | $2K | — | $2K | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HAMSTRA BENEFIT SOLUTIONS LLC EIN 26-1802054 INSURANCE BROKER | Insurance agents and brokers Service code 22 | 17123 EAGLE HOLLOW DR SAN ANTONIO, TX 78284 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 510 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 510 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 191 | $1.2M |
| Dental(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 510 | $344K |
| Vision | UNION SECURITY INSURANCE COMPANY | 510 | $325K |
| Life insurance | UNION SECURITY INSURANCE COMPANY | 510 | $325K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 510 | $325K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 510 | $325K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 510 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.