| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RISK SERVICES OF LOUISIANA INC3 Filed as: RISK SERVICES OF LOUISIANA, INC. | 501 LOUISIANA AVE. BATON ROUGE, LA 70802 | BLUE CROSS AND BLUE SHIELD OF TEXAS | $45K | — | $45K | 3.28% |
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 14.00% |
| LEAVITT GROUP3 Filed as: RISK SERVICES-LEAVITT INS | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $640 | $640 | 1.35% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSUR ADVISORS | 560 S 300 E STE 150 256 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $256 | $256 | 0.54% |
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 9.46% |
| LEAVITT GROUP3 Filed as: RISK SERVICES-LEAVITT INS AGENCIES | 2190 NORTH LOOP W STE 309 358 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $898 | $898 | 2.55% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSUR ADVISORS | 560 S 300 E STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $359 | $359 | 1.02% |
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $852 | $0 | $852 | 6.00% |
| LEAVITT GROUP3 Filed as: RISK SERVICES-LEAVITT INS | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $321 | $0 | $321 | 2.26% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSUR ADVISORS | 560 S 300 E STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $128 | $128 | 0.90% |
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP W STE 309 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 25.00% |
| LEAVITT GROUP3 Filed as: RISK SERVICES-LEAVITT INS AGENCIES | 2190 NORTH LOOP W STE 309 286 HOUSTON, TX 77018 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $286 | $286 | 2.74% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSUR ADVISORS | 560 S 300 E STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $115 | $115 | 1.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF TEXAS | 166 | $1.4M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 95 | $48K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 87 | $10K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $35K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 46 | $14K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 205 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 205 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.