| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INSURANCE AG | 1111 NORTH LOOP W STE 400 HOUSTON, TX 77008 | BLUECROSS BLUESHIELD OF TEXAS | $115K | $4K | $119K | 3.40% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT, INC. | PO 922022 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN INC | $22K | — | $22K | 6.87% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INS AGCY LLC | 1111 NORTH LOOP W STE 400 HOUSTON, TX 77008 | DEARBORN LIFE INSURANCE COMPANY | $33K | — | $33K | 14.72% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INSURANCE AG | 1111 NORTH LOOP W STE 400 HOUSTON, TX 77008 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | — | $20K | 11.02% |
| EMERSON REID LLC3 Filed as: EMERSON REID & CO INC | 1787 SENTRY PKWY W STE 302 BLDG 16 BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $250 | $9K | 4.75% |
| DENNIS M PETERSON3 | PO BOX 1703 BOERNE, TX 78006 | TRANSAMERICA LIFE INSURANCE COMPANY | $13K | — | $13K | 12.29% |
| DICK CARR & ASSOCIATES INC3 | PO BOX 2747 GEORGETOWN, TX 78627 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.41% |
| BENEFIT ALLIANCE INC3 | 1510 COUNTY ROAD 431 PLEASANTON, TX 78064 | TRANSAMERICA LIFE INSURANCE COMPANY | $551 | — | $551 | 0.53% |
| CHARLIE CARR3 | PO BOX 2747 GEORGETOWN, TX 78627 | TRANSAMERICA LIFE INSURANCE COMPANY | $134 | — | $134 | 0.13% |
| DICK CARR & ASSOCIATES INC3 | PO BOX 2747 GEORGETOWN, TX 78627 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | — | $17K | 17.00% |
| DENNIS M PETERSON3 | PO BOX 1703 BOERNE, TX 78006 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $3K | $11K | 11.00% |
| DICK CARR & ASSOCIATES INC3 | PO BOX 2747 GEORGETOWN, TX 78627 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 23.24% |
| HAHN FINANCIAL GROUP3 | 3101 S PHILLIPS AVE SIOUX FALLS, SD 57105 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16 | — | $16 | 0.03% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INS AGCY LLC | 1111 NORTH LOOP W STE 400 HOUSTON, TX 77008 | VISION SERVICE PLAN | $2K | — | $2K | 4.43% |
| LOCKTON COMPANIES, LLC3 Filed as: BOWEN MICLETTE & BRITT INSURANCE AG | 1111 NORTH LOOP W STE 400 HOUSTON, TX 77008 | METLIFE LEGAL PLANS, INC. | $2K | — | $2K | 9.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 475 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 475 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 578 | $3.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 613 | $185K |
| Vision | VISION SERVICE PLAN | 287 | $48K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 475 | $225K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 174 | $102K |
| Other(4 contracts, 4 carriers) | DEARBORN LIFE INSURANCE COMPANY | 475 | $400K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 613 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.