| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH USA, INC. | 2929 ALLEM PKWY STE 2500 HOUSTON, TX 77019 | BLUE CROSS BLUESHIELD OF TEXAS | $87K | — | $87K | 3.54% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH USA, INC. | 2929 ALLEN PKWY, STE 2500 HOUSTON, TX 77019 | SUN LIFE ASSURANCE COMPANY OF CANADA | $25K | — | $25K | 15.01% |
| CANALICHIO INSURANCE GROUP, LLC | 1067 FM 306 STE 305 NEW BRAUNFELS, TX 78130 | TRANSAMERICA LIFE INSURANCE COMPANY | $10K | — | $10K | 15.75% |
| KEVIN A CANALICHIO | 1160 VISTA BONITA NEW BRAUNFELS, TX 78130 | TRANSAMERICA LIFE INSURANCE COMPANY | $338 | — | $338 | 0.56% |
| IRA G GOBBLE | 1420 SNOOK COURT FT COLLINS, CO 80526 | TRANSAMERICA LIFE INSURANCE COMPANY | $96 | — | $96 | 0.16% |
| ANGELA L HELENBERGER | 599 RIVER PARK DR. CELINA, TX 75009 | TRANSAMERICA LIFE INSURANCE COMPANY | $63 | — | $63 | 0.10% |
| SUZANNE MCFARLAND | 1125 SETH STREET CORPUS CHRISTI, TX 78418 | TRANSAMERICA LIFE INSURANCE COMPANY | $47 | — | $47 | 0.08% |
| SHELLY WIEGAND Filed as: SHELLY D WIEGAND | 2607 ARMATRADING DRIVE CEDAR PARK, TX 78613 | TRANSAMERICA LIFE INSURANCE COMPANY | $20 | — | $20 | 0.03% |
| IRENE LUNA Filed as: IRENE D LUNA | 317 S CENTER MCALLEN, TX 78501 | TRANSAMERICA LIFE INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| NOHELIA P MCCRANN | PO BOX 6971 CORPUS CHRISTI, TX 78466 | TRANSAMERICA LIFE INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| JOE A RODGERS Filed as: JOE RODGERS | 1601 DOVE LANE CORPUS CHRISTI, TX 78418 | TRANSAMERICA LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| BILLY KEITH Filed as: BILLY D KEITH JR | 2211 N 23RD ST MCALLEN, TX 78501 | TRANSAMERICA LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| GROUP, LLC CANALICHIO INSURANCE | 18315 BRACKEN DRIVE SUITE 1 GARDEN RIDGE, TX 78266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18K | — | $18K | 46.09% |
| BRENT FORD | 20345 REGENCY RUN GARDEN RIDGE, TX 78266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 5.06% |
| RICHARD L JONES JR | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 4.76% |
| JEFFREY M SATTERLEE | 100 SUN AVE NE STE 650 ALBUQUERQUE, NM 87109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 4.25% |
| IRA G GOBBLE Filed as: IRA GENE GOBBLE | 1420 SNOOK CT FORT COLLINS, CO 80526 | AFLAC | $463 | — | $463 | 1.59% |
| CANALICHIO INSURANCE GROUP, LLC Filed as: CANALICHIO INSURANCE GROUP LLC | 1067 FM 306 STE 305 NEW BRAUNFELS, TX 78130 | AFLAC | $449 | — | $449 | 1.55% |
| PHILIP R CANALICHIO | 18315 BRACKEN DR UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $280 | — | $280 | 0.96% |
| SETH A CANALICHIO | 18315 BRACKEN DR UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $210 | — | $210 | 0.72% |
| ESEQUIEL ACOSTA CORTEZ | 13522 CANAAN BRIDGE DR HOUSTON, TX 77041 | AFLAC | $115 | $10 | $125 | 0.43% |
| BRENT FORD Filed as: BRENT A FORD | 40 NE LOOP 410 STE 408 SAN ANTONIO, TX 78216 | AFLAC | $114 | $9 | $123 | 0.42% |
| CYNTHIA A MELENDEZ | 11049 WHITEHALL DR EL PASO, TX 79934 | AFLAC | $93 | — | $93 | 0.32% |
| KEITH A WILLIAMSON | 5705 LINGER WAY COLORADO SPRINGS, CO 80919 | AFLAC | $90 | — | $90 | 0.31% |
| SUZANNE MCFARLAND | 1125 SETH ST CORPUS CHRISTI, TX 78418 | AFLAC | $75 | $14 | $89 | 0.31% |
| DEBORAH A WHITTINGTON | PO BOX 8132 CORPUS CHRISTI, TX 78468 | AFLAC | $83 | — | $83 | 0.29% |
| KEVIN A CANALICHIO | 1160 VISTA BONITA NEW BRAUNFELS, TX 78130 | AFLAC | $72 | $10 | $82 | 0.28% |
| FREDERICK A JONES | 305 HUDSON ST EDNA, TX 77957 | AFLAC | $80 | — | $80 | 0.28% |
| TONYA BIGELOW | 272 W PIONEER BLVD MESQUITE, NV 89027 | AFLAC | $66 | — | $66 | 0.23% |
| STEPHANIE P CAVAZOS | 2207 N 23RD ST MCALLEN, TX 78501 | AFLAC | $56 | — | $56 | 0.19% |
| ANA J KELLY | 2040 NORTH LOOP W STE 12 HOUSTON, TX 77018 | AFLAC | $54 | $2 | $56 | 0.19% |
| SYLVIA VERONICA LEMMON | 11705 SIERRA MORENA DR EL PASO, TX 79936 | AFLAC | $45 | — | $45 | 0.15% |
| CLINTON J CLARK | 17206 COUNTY ROAD 1440 WOLFFORTH, TX 79382 | AFLAC | $42 | — | $42 | 0.14% |
| BILLY WAYNE OCONNOR | 16762 W 163RD TER OLATHE, KS 66062 | AFLAC | $42 | — | $42 | 0.14% |
| JOSH MURILLO | 5959 GATEWAY BLVD W STE 620 EL PASO, TX 79925 | AFLAC | $31 | $6 | $37 | 0.13% |
| FRANK D LAFEMINA | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $36 | — | $36 | 0.12% |
| JOHN D BODKER | 11230 WEST AVE STE 3101 SAN ANTONIO, TX 78213 | AFLAC | $36 | — | $36 | 0.12% |
| RONALD JEFFREY FOREMAN | 1888 HARTS MILL RD BUENA VISTA, GA 31803 | AFLAC | $36 | — | $36 | 0.12% |
| RICHARD L JONES JR | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | AFLAC | $35 | — | $35 | 0.12% |
| BARRY RANDALL SCOTT | 3201 WATTS RD IOWA PARK, TX 76367 | AFLAC | $31 | — | $31 | 0.11% |
| STEVEN T HURLEY | 130 CLYDESDALE LN VICTORIA, TX 77904 | AFLAC | $30 | — | $30 | 0.10% |
| JONATHAN P BASKETT | 7409 TANGLEGLEN DR DALLAS, TX 75248 | AFLAC | $30 | — | $30 | 0.10% |
| STEPHEN T HANZEL | 315 BLUE BONNET BLVD SAN ANTONIO, TX 78209 | AFLAC | $29 | — | $29 | 0.10% |
| CHRISTOPHER T KELLY | 2040 NORTH LOOP W STE 12 HOUSTON, TX 77018 | AFLAC | $27 | $2 | $29 | 0.10% |
| THOMAS J PITZENBERGER | 1501 SUGARLAND PKWY PLEASANT HILL, MO 64080 | AFLAC | $28 | — | $28 | 0.10% |
| CLEMENT DANIEL II | PO BOX 304562 ST THOMAS, VI 00803 | AFLAC | $28 | — | $28 | 0.10% |
| JOHN P THOMPSON | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $26 | — | $26 | 0.09% |
| LINDA J BILLINGS | PO BOX 4525 MCALLEN, TX 78502 | AFLAC | $24 | — | $24 | 0.08% |
| CHRISTIE E BENNESON | 409 NE ASH ST OAK GROVE, MO 64075 | AFLAC | $24 | — | $24 | 0.08% |
| CAROL ANN KEITH | 2211 N 23RD ST MCALLEN, TX 78501 | AFLAC | $23 | — | $23 | 0.08% |
| JEREMY S KLOKKENGA | 20097 SHAKER LAKE RD BLOOMINGTON, IL 61705 | AFLAC | $23 | — | $23 | 0.08% |
| JOE A RODGERS | 1601 DOVE LN CORPUS CHRISTI, TX 78418 | AFLAC | $20 | $3 | $23 | 0.08% |
| MICHAEL W JOINER | 6308 IOLA AVE UNIT 102 LUBBOCK, TX 79424 | AFLAC | $22 | — | $22 | 0.08% |
| WILLIAM M HURLEY | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $22 | — | $22 | 0.08% |
| LOUIE ALMANZA | 4171 N MESA ST STE A102 EL PASO, TX 79902 | AFLAC | $21 | — | $21 | 0.07% |
| TRACY L MURILLO | 5959 GATEWAY BLVD W STE 620 EL PASO, TX 79925 | AFLAC | $20 | $1 | $21 | 0.07% |
| BARBARA BAROS | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $20 | — | $20 | 0.07% |
| SCOTT WEBB | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $20 | — | $20 | 0.07% |
| CAREN CLINKSCALES | 2229 S 5TH ST LAMESA, TX 79331 | AFLAC | $17 | — | $17 | 0.06% |
| JONATHAN SAMUEL KIRKLAND | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $16 | — | $16 | 0.06% |
| ANTONIA DAVILA | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $16 | — | $16 | 0.06% |
| GUSTAVO MARTINEZ | 830 FASKEN BLVD APT 411 LAREDO, TX 78045 | AFLAC | $14 | — | $14 | 0.05% |
| ARMANDO PEREZ | 5622 TANGLEWOOD DR CORPUS CHRISTI, TX 78412 | AFLAC | $14 | — | $14 | 0.05% |
| ALLEN CALK | 3942 E WESCOTT DR PHOENIX, AZ 85050 | AFLAC | $10 | $3 | $13 | 0.04% |
| ROBERT PERRY EVANS JR Filed as: ROBERT P EVANS JR INC | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $12 | — | $12 | 0.04% |
| JILL RAE RODRIGUEZ | 2525 E LIND RD TUCSON, AZ 85716 | AFLAC | $12 | — | $12 | 0.04% |
| RONALD T DAMRAU | 4704 CIRCLE OAD CV AUSTIN, TX 78749 | AFLAC | $12 | — | $12 | 0.04% |
| PETER B WILKINSON JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $11 | — | $11 | 0.04% |
| FRANKLIN R DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $11 | — | $11 | 0.04% |
| DEBORAH MINICK HOFFMAN | 4201 DON JUAN ST ABILENE, TX 79605 | AFLAC | $9 | — | $9 | 0.03% |
| CHARLES MCCRANN | PO BOX 6971 CORPUS CHRISTI, TX 78466 | AFLAC | $8 | — | $8 | 0.03% |
| ASHLEY K VARGAS | 3416 WATER LILLY AVE MCALLEN, TX 78504 | AFLAC | $7 | — | $7 | 0.02% |
| SHY LOWE MIDDLETON | 2265 INDUSTRIAL BLVD ABILENE, TX 79602 | AFLAC | $7 | — | $7 | 0.02% |
| JHONNY K MANSINGHANI | 601 TARA DR PHARR, TX 78577 | AFLAC | $7 | — | $7 | 0.02% |
| ERIC NOTHNAGEL | 1821 WESTINGHOUSE RD STE 1190 GEORGETOWN, TX 78626 | AFLAC | $7 | — | $7 | 0.02% |
| MATHEW P GAHM | 6524 MINERAL BELT DR COLORADO SPRINGS, CO 80927 | AFLAC | $7 | — | $7 | 0.02% |
| DAVID E CLINKSCALES | 707 E 3RD STE 111 BIG SPRING, TX 79720 | AFLAC | $7 | — | $7 | 0.02% |
| LARRY W MARONEY | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $6 | — | $6 | 0.02% |
| RAND G SIMKINS | 11367 CORSICANA DR FRISCO, TX 75035 | AFLAC | $6 | — | $6 | 0.02% |
| EMILY ANNE HEITMAN | 3511 SERENE DR MIDLOTHIAN, TX 76065 | AFLAC | $6 | — | $6 | 0.02% |
| GREGORY J WEEKS | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $6 | — | $6 | 0.02% |
| ALEXANDER A ARTMAN | 102 POINTE VIEW DR MARS, PA 16046 | AFLAC | $5 | — | $5 | 0.02% |
| SANDRA ANITA GANT | 2408 BARBADOS WICHITA FALLS, TX 76308 | AFLAC | $5 | — | $5 | 0.02% |
| LISA A ALMANZA | 4171 N MESA ST STE A102 EL PASO, TX 79902 | AFLAC | $5 | — | $5 | 0.02% |
| MERLE BRYNER GROSS | 3560 COUNTRY SQUARE DR APT 408 CARROLLTON, TX 75006 | AFLAC | $5 | — | $5 | 0.02% |
| JOE A DEPASQUAL | 814 HILLTOP DR WEATHERFORD, TX 76086 | AFLAC | $4 | — | $4 | 0.01% |
| TONYA M DORMAN | 8569 VALLEY RANCH PT FOUNTAIN, CO 80817 | AFLAC | $4 | — | $4 | 0.01% |
| SEAN MICHAEL PFEIFFER | 3405 WATERVIEW TRL ROCKWALL, TX 75087 | AFLAC | $4 | — | $4 | 0.01% |
| JOSE DE LOS SANTOS III | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN R PHILLIPS | 4202 MARC AVE EDINBURG, TX 78539 | AFLAC | $4 | — | $4 | 0.01% |
| KATHERINE A OWEN | 1924 ANTWERP AVE PLANO, TX 75025 | AFLAC | $3 | — | $3 | 0.01% |
| BILLY KEITH | 2211 N 23RD ST MCALLEN, TX 78501 | AFLAC | $3 | — | $3 | 0.01% |
| CASEY T MARTIN | 648 COUNTY ROAD 42540 PARIS, TX 75462 | AFLAC | $3 | — | $3 | 0.01% |
| HELAMAN PEREIRA | 1013 BLAKE ST MISSION, TX 78572 | AFLAC | $3 | — | $3 | 0.01% |
| CLINT ERIC WEIGHT | 706 S 320 E SALEM, UT 84653 | AFLAC | $3 | — | $3 | 0.01% |
| DONNA W OLSOVSKY | 3870 NAVARRO WAY FRISCO, TX 75034 | AFLAC | $3 | — | $3 | 0.01% |
| LINDA R MENDEZ | 9489 CHARDON CIR APT 111 WEST CHESTER, OH 45069 | AFLAC | $3 | — | $3 | 0.01% |
| RONALD J ZULLO | 18211 BULVERDE RD APT 20202 SAN ANTONIO, TX 78259 | AFLAC | $3 | — | $3 | 0.01% |
| KIM DENISE GILDERSLEEVE | 1418 LAKESIDE DR ABILENE, TX 79602 | AFLAC | $2 | — | $2 | 0.01% |
| BRENT LYNN SCHNEIDER | 4220 PIKE CT PLANO, TX 75093 | AFLAC | $2 | — | $2 | 0.01% |
| TINA WAY | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $2 | — | $2 | 0.01% |
| ANDREW M GARCIA | 906 CARMEL PKWY CORPUS CHRISTI, TX 78411 | AFLAC | $2 | — | $2 | 0.01% |
| BARBARA ANN MCNAUGHTON | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $2 | — | $2 | 0.01% |
| MONICA SANCHEZ SANTOS | PO BOX 5493 MCALLEN, TX 78502 | AFLAC | $2 | — | $2 | 0.01% |
| LUIS MANUEL RODRIGUEZ | 448 N SILVERBELL RD TUCSON, AZ 85745 | AFLAC | $2 | — | $2 | 0.01% |
| STEVE WHITTEN | 7606 UNIVERSITY AVE STE D LUBBOCK, TX 79423 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT D SEIBERT | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | $1 | — | $1 | 0.00% |
| JAY T REX | 923 ELECTRA LAKEWAY, TX 78734 | AFLAC | $1 | — | $1 | 0.00% |
| ROBERT PERRY EVANS JR | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $1 | — | $1 | 0.00% |
| JOAQUIN M DAVILA | 1505 GEORGE DIETER DR STE 109 EL PASO, TX 79936 | AFLAC | $1 | — | $1 | 0.00% |
| AUDRIA K ALANIZ | 10137 N FM 88 WESLACO, TX 78599 | AFLAC | $1 | — | $1 | 0.00% |
| SHIANNE QUE MIDDLETON | 3722 THREEAWN TRL SAN ANGELO, TX 76904 | AFLAC | $1 | — | $1 | 0.00% |
| LAURA GARCIA Filed as: LAURA LIZZETTE GARCIA | 2202 JEWEL CIR EDINBERG, TX 78539 | AFLAC | $1 | — | $1 | 0.00% |
| JOHANN Y RESTITUYO | 19403 ALTON SPRINGS DR CYPRESS, TX 77433 | AFLAC | $1 | — | $1 | 0.00% |
| RONALD S SANDERS | 744 E DENIM TRL SAN TAN VALLEY, AZ 85143 | AFLAC | $1 | — | $1 | 0.00% |
| LESTER RAY BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $1 | — | $1 | 0.00% |
| DHARSHA WIJEWANTHA | 4519 SHALLOW HILL CT HOUSTON, TX 77084 | AFLAC | $1 | — | $1 | 0.00% |
| THOMAS KALLER | 8626 WYNDHAM VILLAGE DR HOUSTON, TX 77040 | AFLAC | $1 | — | $1 | 0.00% |
| ANA MARIA MENDEZ | 1 FENWICK DR LAREDO, TX 78045 | AFLAC | $1 | — | $1 | 0.00% |
| RONNIE A MIDDLETON | PO BOX U ELDORADO, TX 76936 | AFLAC | $1 | — | $1 | 0.00% |
| THE JAMES B OSWALD COMPANY Filed as: JAMES ROBERT BLAKEY | 221 CALUMET PL SAN ANTONIO, TX 78209 | AFLAC | $1 | — | $1 | 0.00% |
| MAURICIO R PLATT | 11839 STEPHENVILLE DR FRISCO, TX 75035 | AFLAC | $1 | — | $1 | 0.00% |
| DAVID M COUGHLIN | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $1 | — | $1 | 0.00% |
| CANDICE RENEE TREVINO | 12594 S STATE HIGHWAY 121 TRENTON, TX 75490 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN R MAYBERRY Filed as: JOHN ROBERT MAYBERRY | 1307 MURRAY WINN SAN ANTONIO, TX 78239 | AFLAC | $1 | — | $1 | 0.00% |
| VERNON P HERRERA | PO BOX 310 SANTA FE, NM 87504 | AFLAC | — | — | $0 | 0.00% |
| FINN INTERESTS INC | 1802 LAKE MEADOWS CT HOUSTON, TX 77077 | AFLAC | — | — | $0 | 0.00% |
| RICKY POLSER | 1210 COUNTY ROAD 4930 LEONARD, TX 75452 | AFLAC | — | — | $0 | 0.00% |
| T ALLEN HOWDESHELL | 1405 SHANNAN CIR APT 103 GRANBURY, TX 76048 | AFLAC | — | — | $0 | 0.00% |
| HARVEY EDWARD MCCREARY JR | 717 BOSLEY FATE, TX 75087 | AFLAC | — | — | $0 | 0.00% |
| JEFFREY M SATTERLEE | 100 SUN AVE NE STE 650 ALBUQUERQUE, NM 87109 | AFLAC | — | — | $0 | 0.00% |
| ELADIO MOREN DAVILA | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | — | — | $0 | 0.00% |
| SUZANNE LEWIS | 101 E PARK BLVD PLANO, TX 75074 | AFLAC | — | — | $0 | 0.00% |
| HEATHER F SEIBERT | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | — | — | $0 | 0.00% |
| DAVID HANCOCK INC | PO BOX 423 LAVON, TX 75166 | AFLAC | — | — | $0 | 0.00% |
| MICHAEL GRASS | 21707 KINGSLAND BLVD STE 105 KATY, TX 77450 | AFLAC | — | — | $0 | 0.00% |
| DAVID HANCOCK INC Filed as: DAVID G HANCOCK | PO BOX 423 LAVON, TX 75166 | AFLAC | — | — | $0 | 0.00% |
| GARY C KLEIN | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | — | — | $0 | 0.00% |
| JEFF MUSGROVE | 31300 STONEBRIDGE PKWY WALLER, TX 77484 | AFLAC | — | — | $0 | 0.00% |
| MARK C WOOD | 2912 MAPLE CREEK RD FORT WORTH, TX 76177 | AFLAC | — | — | $0 | 0.00% |
| TODD A STULL | 810 S MASON RD STE 102 KATY, TX 77450 | AFLAC | — | — | $0 | 0.00% |
| SARA BRIERY Filed as: SARA E BRIERY | 4 MARBURG LN SAVANNAH, GA 31411 | AFLAC | — | — | $0 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH WORTHAM | PO BOX 301598 DALLAS, TX 75303 | EYEMED VISION CARE | $3K | — | $3K | 11.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 212 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 212 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUESHIELD OF TEXAS | 396 | $2.5M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUESHIELD OF TEXAS | 396 | $2.5M |
| Vision | EYEMED VISION CARE | 346 | $22K |
| Life insurance(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 242 | $267K |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 242 | $196K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 242 | $167K |
| Other | AFLAC | 45 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 396 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.