| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 501 FELLOWSHIP ROAD MOUNT LAUREL, NJ 08054 | AETNA LIFE INSURANCE COMPANY | $76K | $26K | $102K | 12.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 10101 REUNION PLACE, SUITE 740 SAN ANTONIO, TX 78216 | AETNA LIFE INSURANCE COMPANY | — | $58 | $58 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PIERCE PLACE ITASCA, IL 60143 | HUMANADENTAL INSURANCE COMPANY | $85K | $10K | $95K | 12.47% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PIERCE PLACE, 14TH FLOOR ITASCA, IL 60143 | EYEMED VISION CARE | $14K | — | $14K | 9.13% |
| CHRISTOPHER G BOYER3 Filed as: CHRISTOPHER G. BOYER | 9614 ANTONIE FOREST SAN ANTONIO, TX 78254 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 12.95% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PIERCE PLACE ITASCA, IL 60143 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 7.97% |
| BRENT FORD3 | 20345 REGENCY RUN GARDEN RIDGE, TX 78266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.61% |
| MJ INSURANCE3 Filed as: JAMES BLAKEY AND VARIOUS AGENTS | 13823 CROWN BLUFF SAN ANTONIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.35% |
| ALLISON W COHEN DE PAOLI3 Filed as: ALLISON W. COHEN DE PAOLI | 1201 AVENUE B, SUITE 1625 SAN ANTONIO, TX 78215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.11% |
| MICHAEL CARRANZA3 | P.O. BOX 291148 SAN ANTONIO, TX 78229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.08% |
| GREGORY J WEEKS3 Filed as: GREGORY J. WEEKS | 1259 LOOP 337, 2ND FLOOR NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $906 | — | $906 | 0.85% |
| MJ INSURANCE3 Filed as: BRENT A. FORD AND VARIOUS AGENTS | 11503 JONES MALTSBERGER ROAD SUITE 1154 SAN ANTONIO, TX 78216 | AFLAC | $3K | — | $3K | 3.08% |
| CHRISTOPHER BOYER3 | 4203 GARDENDALE STREET, SUITE 250C SAN ANTONIO, TX 78229 | AFLAC | $2K | — | $2K | 2.22% |
| PHILIP R CANALICHIO3 Filed as: PHILIP R. CANALICHIO | 18315 BRACKEN DRIVE, UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $784 | — | $784 | 0.90% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | TWO PIERCE PLACE, 14TH FLOOR ITASCA, IL 60143 | AFLAC | $584 | — | $584 | 0.67% |
| BRENT FORD3 Filed as: BRENT A. FORD | 40 NE LOOP 410, SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $555 | — | $555 | 0.64% |
| JERRY PHILIP NOVY3 Filed as: JERRY PHILLIP NOVY | 4338 SUN GATE STREET SAN ANTONIO, TX 78217 | AFLAC | $350 | — | $350 | 0.40% |
| ELIZABETH B FINEBERG3 Filed as: ELIZABETH B. FINEBERG | 1614 RED MOUNTAIN DRIVE LONGMONT, CO 80504 | AFLAC | $319 | — | $319 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,809 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,820 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 1,632 | $832K |
| Dental | HUMANADENTAL INSURANCE COMPANY | 1,303 | $764K |
| Vision | EYEMED VISION CARE | 2,086 | $151K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 1,632 | $832K |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,632 | $919K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 1,632 | $832K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 1,632 | $832K |
| Other(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 1,793 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,086 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.