| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VXTRA PARTNERS3 | 2700 CUMBERLAND PARKWAY STE 140 ATLANTA, GA 30339 | ALLIED BENEFIT SYSTEMS INC. | — | $54K | $54K | 12.58% |
| ALLIED BENEFIT SYSTEMS, LLC5 Filed as: ALLIED BENEFIT SYSTEMS INC. | — | ALLIED BENEFIT SYSTEMS INC. | — | $26K | $26K | 5.98% |
| MERITAIN HEALTH0 Filed as: AETNA LIFE INS COMPANY | — | ALLIED BENEFIT SYSTEMS INC. | — | $23K | $23K | 5.36% |
| VXTRA PARTNERS | — | HCC LIFE INS COMPANY | — | — | $0 | 0.00% |
| ROBERT J HUMPHREY3 | 9043 SANDSTONE HOUSTON, TX 77036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $19 | $3K | 10.63% |
| KENNETH B BOYLES3 | PO BOX 7120 THE WOODLANDS, TX 77387 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $339 | — | $339 | 1.33% |
| BRENDA BAKER SHORT3 | 5773 WOODWAY HOUSTON, TX 77057 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $277 | — | $277 | 1.09% |
| HONORIO GUILLERMO AQUINO3 | 2802 CARLA DR ROWLETT, TX 75088 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $232 | $1 | $233 | 0.92% |
| JULIE LYN KELLY3 | 10911 WILLOWMIST DRIVE HOUSTON, TX 77064 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $100 | — | $100 | 0.39% |
| WILLIAM COVINGTON3 | 1106 BROOKHOLLOW DRIVE DEER PARK, TX 77536 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | — | $44 | 0.17% |
| HOLLERN & ASSOCIATES INCORPORATED3 | 9795 GATEWAY DRIVE RENO, NV 89521 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.05% |
| DENNIS L HUMPHREY3 | 3114 BROOKHAVEN COURT DEER PARK, TX 77536 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.04% |
| GROUP RESOURCES3 Filed as: GROUP RESOURCES, INC. | 3080 PREMIRE PKWY DULUTH, GA 30097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.04% |
| BRUCE D AKERS3 | 2383 CALYPSO LANE LEAGUE CITY, TX 77573 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.04% |
| VXTRA PARTNERS3 Filed as: VXTRA PARTNERS LLC | 2700 CUMBERLAND PARKWAY STE 140 ATLANTA, GA 30339 | THE GUARDIAN LIFE INS COMPANY OF AMERICA | — | $7K | $7K | — |
| PEACHTREE PLANNING OF GEORGIA3 | — | THE GUARDIAN LIFE INS COMPANY OF AMERICA | — | $103 | $103 | — |
| VXTRA PARTNERS3 | 2700 CUMBERLAND PARKWAY STE 140 ATLANTA, GA 30339 | THE GUARDIAN LIFE INS. COMPANY OF AMERICA | $10K | — | $10K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALLIED BENEFIT SYSTEMS INC. | 114 | $428K |
| Dental | THE GUARDIAN LIFE INS. COMPANY OF AMERICA | 118 | $0 |
| Vision | THE GUARDIAN LIFE INS. COMPANY OF AMERICA | 118 | $0 |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 142 | $25K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 26 | $25K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INS COMPANY | 113 | $428K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 26 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.