No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JP MORGAN CHASE BANK NONE | Contract Administrator; Direct payment from the plan Service code 13 | 270 PARK AVENUE MIDTOWN MANHATTAN NEW YORK, NY 10017 | $1.0M |
| WELLS FARGO BANK NONE | Trustee (bank, trust company, or similar financial institution); Distribution (12b-1) fees; Direct payment from the plan Service code 21 | 420 MONTGOMERY STREET SAN FRANCISCO, CA 94104 | $13K |
| BMO HARRIS BANK NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1200 E. WARRENVILLE ROAD NAPERVILLE, IL 60563 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,251 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 789 | $160K |
| Other | UNITED BEHAVIORAL HEALTH DBA OPTUM | 1,225 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.