| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO | 131 INTERPARKD BLVD. SAN ANTONIO, TX 78216 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | $123K | $128K | 3.42% |
| EICHLITZ DENNIS WRAY & WESTHEIMER A3 | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNITED HEALTHCARE INSURANCE COMPANY | — | $882 | $882 | 0.02% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | METROPOLITAN LIFE INSURANCE COMPANY | $48K | $4K | $52K | 9.53% |
| TRUST MANAGEMENT GROUP3 | 300 PRIMERA BOULEVARD SUITE 140 LAKE MARY, FL 32746 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 1.42% |
| CARLISLE-LYNCH, LLC3 Filed as: CARLISLE-LYNCH LLC | 511 N HEWITT DR STE 4 HEWITT, TX 766433093 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 0.83% |
| CARLISLE-LYNCH, LLC3 Filed as: CARLISLE LYNCH LLC | 511 N HEWITT DR STE 4 HEWITT, TX 766433093 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $5K | $7K | 16.09% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $397 | $6K | 15.85% |
| CARLISLE-LYNCH, LLC3 Filed as: CARLISLE LYNCH LLC | 511 N HEWITT DR STE 4 HEWITT, TX 766433093 | METROPOLITAN LIFE INSURANCE COMPANY | $895 | $3K | $4K | 13.13% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $263 | $4K | 12.88% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM-FORT WORTH, INC. | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $868 | — | $868 | 14.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 358 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 362 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 795 | $3.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 746 | $547K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 795 | $3.7M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 746 | $547K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 746 | $547K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 746 | $547K |
| Other(5 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 746 | $635K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 795 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.