| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | PO BOX 908 FORT WORTH, TX 76101 | AETNA LIFE INSURANCE CO. | $2K | — | $2K | 1.04% |
| CHAPMAN SCHEWE & CUTSHALL LLC3 Filed as: CHAPMAN SCHEWE AND CUTSHALL | 11700 KATY FREEWAY SUITE 1000 HOUSTON, TX 77079 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 5.50% |
| STRATEBEN INC3 | 4720 MONTGOMERY LN STE 500 BETHESDA, MD 20814 | METROPOLITAN LIFE INSURANCE COMPANY | $110 | — | $110 | 0.31% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH ST SUITE 1200 FORT WORTH, TX 76102 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $186 | $2K | 10.06% |
| STRATEBEN INC3 | 4720 MONTGOMERY LN STE 500 BETHESDA, MD 20814 | SUN LIFE ASSURANCE COMPANY OF CANADA | $254 | — | $254 | 1.49% |
| CHAPMAN SCHEWE & CUTSHALL LC3 Filed as: CHAPMAN, SCHEWE & CUTSHALL, LC | 11700 KATY FWY STE 1100 HOUSTON, TX 77079 | UNITED HEALTHCARE INSURANCE COMPANY | $917 | — | $917 | 8.33% |
| STRATEBEN INC3 | 4720 MONTGOMERY LN STE 500 BETHESDA, MD 20814 | UNITED HEALTHCARE INSURANCE COMPANY | $88 | — | $88 | 0.80% |
| CHAPMAN SCHEWE & CUTSHALL LLC3 Filed as: CHAPMAN SCHEWE AND CUTSHALL | 11700 KATY FREEWAY SUITE 1000 HOUSTON, TX 77079 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $1K | — | $1K | 13.76% |
| STRATEBEN INC3 | 4720 MONTGOMERY LN STE 500 BETHESDA, MD 20814 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $110 | — | $110 | 1.22% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGGINBOTHAM INSURANCE AGENCY INC BROKER | Insurance agents and brokers Service code 22 | 11700 KATY FREEWAY SUITE 1100 HOUSTON, TX 77079 | $23K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH INC. | 299 | $814K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 102 | $45K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 121 | $11K |
| Life insurance | AETNA LIFE INSURANCE CO. | 299 | $241K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 136 | $17K |
| Other | AETNA LIFE INSURANCE CO. | 299 | $241K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.