| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | HEALTH CARE SERVICE CORPORATION | $64K | $2K | $65K | 4.01% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | HARTFORD LIFE AND ACCIDENT | $22K | $0 | $22K | 15.00% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | HUMANA INSURANCE COMPANY | $5K | $5K | $10K | 10.02% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 4.92% |
| DANA MARIE MOWATT3 Filed as: DANA LINDSEY | 1514 ENNIS JOSLIN RD #516 CORPUS CHRISTI, TX 78412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 3.21% |
| CHARLES P MCCRANN3 | PO BOX 6971 CORPUS CHRISTI, TX 78411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 3.00% |
| ALEXANDER A ARTMAN3 | 15321 YARDARM CT CORPUS CHRISTI, TX 78418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $963 | $0 | $963 | 1.06% |
| MICHAEL C WALKER3 Filed as: W MICHAEL HURLEY | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $667 | $0 | $667 | 0.73% |
| ANDREW M GARCIA3 | 906 CARMEL PKWY CORPUS CHRISTI, TX 78411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $654 | $0 | $654 | 0.72% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $481 | $0 | $481 | 0.53% |
| TANYA CASTRO3 | 1334 ASWAN DR CORPUS CHRISTI, TX 78412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $411 | $0 | $411 | 0.45% |
| ANTONIA DAVILA3 Filed as: ANTONIA M DAVILA | 4900 N 23RD MCALLEN, TX 78504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $379 | $0 | $379 | 0.42% |
| LINDA R MENDEZ3 | 11260 CHESTER RD CINCINNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $274 | $0 | $274 | 0.30% |
| BILLY KEITH3 Filed as: BILLY D KEITH | 1700 N 49TH ST MCALLEN, TX 78501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | $0 | $113 | 0.12% |
| STEVEN T HURLEY3 Filed as: STEVEN HURLEY | 315 MARYS LN MULBERRY, AZ 72947 | CONTINENTAL AMERICAN INSURANCE COMPANY | $55 | $0 | $55 | 0.06% |
| JASON L WEEKS3 | 11645 MADDIE AVE FORT WORTH, TX 76244 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | $0 | $39 | 0.04% |
| MARY L WILLIAMS3 | 1102 STEVENS ST BRIDGEPORT, TX 76426 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | $0 | $11 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 269 | $1.6M |
| Dental | HUMANA INSURANCE COMPANY | 124 | $96K |
| Vision | HUMANA INSURANCE COMPANY | 124 | $96K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 225 | $149K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 225 | $149K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 225 | $149K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 270 | $241K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.