| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO LLP | 106 SOUTH ST MARY'S STREET, STE 800 SAN ANTONIO, TX 78205 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $4K | $4K | 0.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 106 SOUTH ST MARY'S STREET SAN ANTONIO, TX 78205 | AETNA LIFE INSURANCE COMPANY | $35K | $0 | $35K | 9.92% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO LLP | 106 SOUTH ST MARY'S STREET, STE 800 SAN ANTONIO, TX 78205 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $31 | $13K | 4.48% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO LLP | 106 SOUTH ST MARY'S STREET STE 800 SAN ANTONIO, TX 78205 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 13.52% |
| GCG FINANCIAL LLC3 Filed as: AMCORP AN ALERA GROUP AGENCY LLC | 3519 PAESANOS PARKWAY, STE 106 SAN ANTONIO, TX 78231 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.53% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DR DEPT 1446 NORTHERN TRUST BANK CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | $16 | $0 | $16 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 106 SOUTH ST MARY'S STREET STE 800 SAN ANTONIO, TX 78205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 14.44% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO LLP | 106 SOUTH ST MARY'S STREET STE 800 SAN ANTONIO, TX 78205 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 8.67% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO LLP | 106 SOUTH ST MARY'S STREET STE 800 SAN ANTONIO, TX 78205 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 11.66% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO LLP | 106 SOUTH ST MARY'S STREET STE 800 SAN ANTONIO, TX 78205 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 8.24% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO LLP | 106 SOUTH ST MARY'S STREET, STE 800 SAN ANTONIO, TX 78205 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $3K | $0 | $3K | 14.18% |
| MASA AGENT3 | 1250 S PINE ISLAND RD, STE 500 PLANTATION, FL 33324 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $654 | $0 | $654 | 3.67% |
| ASSUREX3 Filed as: ASSUREX GLOBAL | 175 S 3RD ST, STE 800 COLUMBUS, OH 43215 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $185 | $0 | $185 | 1.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 329 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 695 | $4.0M |
| Dental | AETNA LIFE INSURANCE COMPANY | 749 | $352K |
| Vision | AETNA LIFE INSURANCE COMPANY | 749 | $352K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 641 | $282K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 641 | $282K |
| Other(8 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 641 | $544K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 749 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.