| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARY'S ST #800 SAN ANTONIO, TX 782053603 | HUMANA HEALTH PLAN OF TEXAS, INC. | $51K | $4K | $55K | 4.10% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARY'S ST #800 SAN ANTONIO, TX 782053603 | HUMANA INSURANCE COMPANY | $5K | $4K | $9K | 16.79% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP, LLP | 106 S SAINT MARY'S ST. STE 800 ONE ALAMO CENTER SAN ANTONIO, TX 78205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $7K | 27.88% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP, LLP | 106 S SAINT MARY'S ST. STE 800 ONE ALAMO CENTER SAN ANTONIO, TX 78205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $5K | 24.59% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S SAINT MARY'S ST #800 SAN ANTONIO, TX 782053603 | HUMANA INSURANCE COMPANY | $2K | $1K | $3K | 16.89% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP, LLP | 106 S SAINT MARY'S ST. STE 800 ONE ALAMO CENTER SAN ANTONIO, TX 78205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 22.32% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP, LLP | 106 S SAINT MARY'S ST. STE 800 ONE ALAMO CENTER SAN ANTONIO, TX 78205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 22.34% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP, LLP | 106 S SAINT MARY'S ST. STE 800 ONE ALAMO CENTER SAN ANTONIO, TX 78205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $815 | $3K | 21.37% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO AND CATTO | 106 S SAINT MARY'S ST. STE 800 ONE ALAMO CENTER SAN ANTONIO, TX 78205 | MASA MEDICAL TRANSPORT SOLUTIONS | $1K | — | $1K | 16.28% |
| MASA AGENTS3 | — | MASA MEDICAL TRANSPORT SOLUTIONS | $519 | — | $519 | 5.95% |
| ASSUREX3 Filed as: ASSUREX GLOBAL | — | MASA MEDICAL TRANSPORT SOLUTIONS | $132 | — | $132 | 1.51% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP, LLP | 106 S SAINT MARY'S ST. STE 800 ONE ALAMO CENTER SAN ANTONIO, TX 78205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $431 | $431 | 6.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH PLAN OF TEXAS, INC. | 154 | $1.4M |
| Dental | HUMANA INSURANCE COMPANY | 155 | $53K |
| Vision | HUMANA INSURANCE COMPANY | 127 | $16K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $39K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 67 | $22K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 12 | $6K |
| Prescription drug | HUMANA HEALTH PLAN OF TEXAS, INC. | 154 | $1.3M |
| Other(6 contracts, 3 carriers) | HUMANA HEALTH PLAN OF TEXAS, INC. | 175 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.