| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARY BETH SNYDER3 Filed as: MARY BOYD INSURANCE AGENCY | 2510 W MARK CIR HARLINGEN, TX 78550 | AFLAC | $10K | $4 | $10K | 3.06% |
| HOLLY JO GARCIA3 | 4600 N 5TH ST MCALLEN, TX 78504 | AFLAC | $9K | $18 | $9K | 2.86% |
| KATHY JOHNSON3 | 4600 N 5TH ST MCALLEN, TX 78504 | AFLAC | $7K | $5 | $7K | 2.10% |
| BERTHA ORDAZ3 | 401 UNION AVE MISSION, TX 78572 | AFLAC | $3K | $0 | $3K | 0.89% |
| MEGAN L GONZALEZ3 | 2629 NORTHGATE LN MCALLEN, TX 78504 | AFLAC | $3K | $4 | $3K | 0.83% |
| JAMES R BLACKBURN3 | PO BOX 460 RAYMONDVILLE, TX 78580 | AFLAC | $2K | $0 | $2K | 0.69% |
| SANDRA SMITH3 | 2523 PORTOLA VW SAN ANTONIO, TX 78261 | AFLAC | $2K | $0 | $2K | 0.65% |
| VERONICA LIZCANO3 | 3309 W TEMPLE DR EDINBURG, TX 78541 | AFLAC | $2K | $0 | $2K | 0.56% |
| BENEFITS AT WORK LLC3 | 15215 GENERAL WILLIAMSON DR AUSTIN, TX 78734 | AFLAC | $1K | $0 | $1K | 0.44% |
| GRISELDA PEREZ3 | 2209 BETTY DR MISSION, TX 78752 | AFLAC | $998 | $0 | $998 | 0.32% |
| CARMEN MARIA PEDRAZA-SILVA3 | 9604 ROCKWOOD DR EDINBURG, TX 78541 | AFLAC | $729 | $0 | $729 | 0.23% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $661 | $0 | $661 | 0.21% |
| MARTHA S SALDANA3 | 4525 RESACA SOUTH ST HARLINGEN, TX 78552 | AFLAC | $609 | $0 | $609 | 0.19% |
| NANCY WRIGHT3 | 1670 GUADALAJARA AVE BROWNSVILLE, TX 78526 | AFLAC | $328 | $0 | $328 | 0.10% |
| SANDRA LYNN DAVIS3 | 1608 VICTORIA DR DENTON, TX 76209 | AFLAC | $280 | $0 | $280 | 0.09% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $264 | $0 | $264 | 0.08% |
| OSCAR MARTINEZ3 | 1507 MELINDA DR MISSION, TX 78572 | AFLAC | $236 | $0 | $236 | 0.07% |
| BENJAMIN I GARCIA3 | PO BOX 720593 MCALLEN, TX 78504 | AFLAC | $229 | $0 | $229 | 0.07% |
| ELADIO MOREN DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $191 | $0 | $191 | 0.06% |
| DAVID K LONGORIA3 | 302 PARKVIEW CIR HARLINGEN, TX 78550 | AFLAC | $181 | $0 | $181 | 0.06% |
| LINDA CANTU3 | 6401 N LA VILLITA ST EDINBURG, TX 78542 | AFLAC | $176 | $0 | $176 | 0.06% |
| BILLY KEITH3 | 2211 23RD ST MCALLEN, TX 78501 | AFLAC | $144 | $0 | $144 | 0.05% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST, STE 120 SAN MARCOS, TX 78666 | AFLAC | $133 | $0 | $133 | 0.04% |
| JOE A DEPASQUAL3 | 814 HILLTOP DR WEATHERFORD, TX 76086 | AFLAC | $112 | $0 | $112 | 0.04% |
| SHERRY HOPE CORTEZ3 | 27216 N STATE HIGHWAY 345 SAN BENITO, TX 78586 | AFLAC | $111 | $0 | $111 | 0.04% |
| ANDREW M GARCIA3 | 906 CARMEL PKWY CORPUS CHRISTI, TX 78411 | AFLAC | $86 | $0 | $86 | 0.03% |
| BELINDA ZARATE3 | PO BOX 892 EDINBURG, TX 78540 | AFLAC | $84 | $0 | $84 | 0.03% |
| DELIA Z RIVERA3 | 622 W BUCHANAN ST STE C HARLINGEN, TX 78550 | AFLAC | $72 | $0 | $72 | 0.02% |
| DIANA VALVERDE3 | PO BOX 6362 MCALLEN, TX 78502 | AFLAC | $61 | $0 | $61 | 0.02% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $61 | $0 | $61 | 0.02% |
| CLARENCE E (GENE) DANNELLY3 | 20110 AMBERVINE CIRCLE KATY, TX 77450 | AFLAC | $56 | $0 | $56 | 0.02% |
| DINO X CHAVEZ3 | 405 W JEFFERSON ST BROWNSVILLE, TX 78520 | AFLAC | $55 | $0 | $55 | 0.02% |
| FRANCES CASTILLO BOLANOS3 | 19440 W SAINT ANDREWS DR HIALEAH, FL 33015 | AFLAC | $55 | $0 | $55 | 0.02% |
| LUZ M MARTINEZ3 | 5808 N BROADWAY ST MCALLEN, TX 78504 | AFLAC | $53 | $0 | $53 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 274 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 274 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 175 | $34K |
| Other | AFLAC | 204 | $315K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.