See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPYREAN EIN 20-3029813 NONE | Contract Administrator Service code 13 | — | $174K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Contract Administrator Service code 13 | — | $142K |
| BSWIFT EIN 36-4391310 NONE | Contract Administrator Service code 13 | — | $123K |
| UNITED HEALTHCARE EIN 95-3939697 NONE | Contract Administrator Service code 13 | — | $119K |
| AETNA DENTAL EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $66K |
| CALLAN LLC EIN 94-2192581 NONE | Investment advisory (plan) Service code 27 | — | $35K |
| WELLS FARGO BANK EIN 94-2984229 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $33K |
| NORTHERN TRUST EIN 36-1561860 NONE | Trustee (directed) Service code 25 | — | $29K |
| MCCONNELL & JONES LLP EIN 76-0488832 NONE | Accounting (including auditing) Service code 10 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,908 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,908 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 5,048 | $8.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 790 | $237K |
| Vision | VISION SERVICE PLAN | 4,415 | $725K |
| Life insurance(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,469 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,048 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.