| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PKWY STE 200 OKLAHOMA CITY, OK 73142 | HEALTHCOMP INTEGRATED SOLUTIONS, LLC | $106K | — | $106K | 14.11% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PKWY STE 200 OKLAHOMA CITY, OK 73142 | DELTA DENTAL | $17K | — | $17K | 8.00% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PKWY STE 200 OKLAHOMA CITY, OK 73142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.69% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PKWY STE 200 OKLAHOMA CITY, OK 73142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK STE A BEACHWOOD, OK 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.69% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PKWY STE 200 OKLAHOMA CITY, OK 73142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK STE A BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.68% |
| EMPLOYER ADVOCATES LLC3 | PO BOX 269031 OKLAHOMA CITY, OK 73126 | VISION SERVICE PLAN | $1K | — | $1K | 4.73% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PKWY STE 200 OKLAHOMA CITY, OK 73142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK STE A BEACHWOOD, OK 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $507 | $507 | 2.59% |
| EMPLOYER ADVOCATES LLC3 | 100 PARK AVE STE 700 OKLAHOMA CITY, OK 73012 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $468 | — | $468 | 4.64% |
| WILLIAM D STAEDKE3 | PO BOX 140803 BROKEN ARROW, OK 74014 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $443 | $20 | $463 | 4.59% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S YALE AVE STE 1900 TULSA, OK 74132 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $230 | — | $230 | 2.28% |
| MARILYN K EMBERSON3 Filed as: MARILYN EMBERSON | 7220 N HAMMOND AVENUE WARR ACRES, OK 73132 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $207 | — | $207 | 2.05% |
| KELLY W PUGH3 | 7367 S 286TH EAST AVE BROKEN ARROW, OK 74014 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $118 | $14 | $132 | 1.31% |
| SHANNON MARIE BALDWIN3 | 14620 S 52ND AVE BIXBY, OK 74008 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $85 | $28 | $113 | 1.12% |
| CASSIE HAMILTON3 | 5137 E HICKORY MEADOW DR CLAREMORE, OK 74019 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $88 | $5 | $93 | 0.92% |
| THE CAPITAL GROUP LLC3 Filed as: CAPITAL FINANCIAL STRATEGIES INC | 7008 SALEM AVENUE SUITE 106 LUBBOCK, TX 79424 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $13 | $3 | $16 | 0.16% |
| GARY FANCHER INSURANCE PLLC3 | 1918 COOPER DRIVE IRVING, TX 75061 | COLONIAL LIFE ACCIDENT INSURANCE CO. | $8 | — | $8 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHCOMP INTEGRATED SOLUTIONS, LLC | 356 | $753K |
| Dental | DELTA DENTAL | 162 | $208K |
| Vision | VISION SERVICE PLAN | 134 | $29K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 180 | $76K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 173 | $58K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 173 | $51K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 180 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 356 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.