| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 | TWO LEADERSHIP SQUARE OKLAHOMA CITY, OK 73102 | DELTA DENTAL | $11K | $0 | $11K | 0.50% |
| EMPLOYER ADVOCATES LLC3 | 3030 NW EXPRESSWAY SUITE 200 OKLAHOMA CITY, OK 73112 | DELTA DENTAL | $10K | $0 | $10K | 0.50% |
| EMPLOYER ADVOCATES LLC3 | 3030 NW EXPRESSWAY SUITE 200 OKLAHOMA CITY, OK 73112 | SUN LIFE ASSURANCE COMPANY OF CANADA | $44K | $0 | $44K | 2.31% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 N ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | SUN LIFE ASSURANCE COMPANY OF CANADA | $33K | $0 | $33K | 1.77% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 841112176 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $180 | $180 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,382 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,388 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 2,033 | $2.1M |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 1,838 | $262K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,386 | $1.9M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,386 | $1.9M |
| Long-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,386 | $2.2M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,546 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,546 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.