| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JIM RULEY & CO INC3 Filed as: JIM RULEY AND CO INC | 5727 S LEWIS AVE STE 420 TULSA, OK 741057145 | METROPOLITAN LIFE INSURANCE COMPANY | $41K | — | $41K | 2.82% |
| FRED DANIEL & SONS INC3 | 5727 S LEWIS AVE STE 420 TULSA, OK 740157145 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $34 | $16K | 1.10% |
| LINCOLN FINANCIAL GROUP3 Filed as: LINCOLN FINANCIAL ADVISORS CORP | 1300 S CLINTON ST FORT WAYNE, IN 468023506 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 2.48% |
| LPL FINANCIAL CORP3 | 4707 EXECUTIVE DR SAN DIEGO, CA 921213091 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $557 | $3K | 1.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,307 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 9,307 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 9,215 | $1.6M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 9,215 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.