| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TIM LEAKE3 | 3033 NW 63RD ST STE 208 EAST OKLAHOMA CITY, OK 73116 | CERTUS MANAGEMENT GROUP | $51K | — | $51K | — |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES, INC | 1736 E SUNSHINE ST STE 200 SPRINGFIELD, MO 65804 | CERTUS MANAGEMENT GROUP | $26K | — | $26K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CERTUS MANAGEMENT GROUP EIN 35-2060150 STOP LOSS INS CARRIER | Other fees Service code 99 | 300 NORTH MERIDIAN STREET SUITE 1010 INDIANAPOLIS, IN 46204 | $512K |
| GROUP BENEFIT SERVICES, INC EIN 43-1770779 BROKER | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees Service code 12 | 1736 SUNSHINE ST, STE 200 SPRINGFIELD, MO 65804 | $91K |
| TIM LEAKE BROKER | Other fees Service code 99 | 3033 MW 63RD ST SUITE 208 EAST OKLAHOMA CITY, OK 73116 | $51K |
| ZELIS CLAIMS INTEGRITY INC LLC EIN 86-1040704 PPO NETWORK | Other fees Service code 99 | PO BOX 412162 BOSTON, MA 02241 | $15K |
| FIRST HEALTH / AHA EIN 01-0660339 PPO NETWORK | Other fees Service code 99 | 9229 WARD PARKWAY SUITE 300 KANSAS CITY, MO 64114 | $14K |
| MULTIPLAN / PHCS EIN 13-3068979 PPO NETWORK | Other fees Service code 99 | 3345 MICHELSON DR., STE 200 IRVINE, CA 92612 | $9K |
| NOVANET, INC EIN 58-2106226 PPO NETWORK | Other fees Service code 99 | 3500 PARKWAY LANE, STE 440 NORCROSS, GA 30092 | $8K |
| MANAGED CARE CONCEPTS EIN 86-0799129 MEDICAL REVIEW | Other fees Service code 99 | 1539 STRICKLAND ORANGE, TX 77630 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CERTUS MANAGEMENT GROUP | 188 | $0 |
| Dental | CERTUS MANAGEMENT GROUP | 188 | $0 |
| Vision | CERTUS MANAGEMENT GROUP | 188 | $0 |
| Prescription drug | CERTUS MANAGEMENT GROUP | 188 | $0 |
| Stop-loss / reinsurancereinsurance | CERTUS MANAGEMENT GROUP | 188 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.