| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSPIRE BENEFIT CONSULTANTS, LLC3 | 4200 E. SKELLY DRIVE, STE 530 TULSA, OK 74135 | BLUECROSS BLUESHIELD OF TEXAS | $20K | — | $20K | 2.32% |
| JOSH A. WAWRZONEK3 | INSPIRE FINANCIAL 4200 E. SKELLY DRIVE, STE 530 TULSA, OK 74135 | BLUECROSS BLUESHIELD OF TEXAS | $20K | — | $20K | 2.32% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP, LLC | 1439 STUART ENGALS BLVD., UNIT 300 MT. PLEASANT, SC 29464 | BLUECROSS BLUESHIELD OF TEXAS | $7K | — | $7K | 0.83% |
| INSPIRE BENEFIT CONSULTANTS, LLC3 | PO BOX 521271 TULSA, OK 74152 | PRINCIPAL LIFE INSURANCE COMPANY | $918 | — | $918 | 5.65% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | 7136 S YALE AVE STE 300 TULSA, OK 74136 | PRINCIPAL LIFE INSURANCE COMPANY | $690 | — | $690 | 4.25% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP, LLC | 1439 STUART ENGALS BLVD., STE 300 MOUNT PLEASANT, SC 29464 | PRINCIPAL LIFE INSURANCE COMPANY | $193 | — | $193 | 1.19% |
| INSPIRE BENEFIT CONSULTANTS, LLC3 | 7523 S. 86TH EAST PLACE TULSA, OK 74133 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $134 | $2K | 13.46% |
| INSPIRE BENEFIT CONSULTANTS, LLC5 | 7523 S. 86TH EAST PLACE TULSA, OK 74133 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $870 | $870 | 6.72% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP, LLC | 1439 STUART ENGALS BLVD., UNIT 300 MT. PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $333 | — | $333 | 2.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 195 | $865K |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 195 | $865K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 192 | $16K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 192 | $29K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 143 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.