| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCFIRST INSURANCE SERVICES, INC.3 | 13230 PAWNEE DR STE 205 OKLAHOMA CITY, OK 73114 | COMMUNITY CARE | — | $45K | $45K | 2.86% |
| BANCFIRST INSURANCE SERVICES, INC.3 | 13230 PAWNEE DR STE 205 OKLAHOMA CITY, OK 731141418 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $75 | $26K | 11.35% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $4K | $15K | 6.34% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11K | $11K | 4.63% |
| BANCFIRST INSURANCE SERVICES, INC.3 Filed as: BANCFIRST INSURANCE D/B/A WILCOX & | 13230 PAWNEE DR STE 205 OKLAHOMA CITY, OK 731141418 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $75 | $3K | 22.44% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $748 | $318 | $1K | 7.80% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $748 | $748 | 5.48% |
| BANCFIRST INSURANCE SERVICES, INC.3 Filed as: BANCFIRST INSURANCE D/B/A WILCOX & | 13230 PAWNEE DR STE 205 OKLAHOMA CITY, OK 731141418 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $75 | $2K | 19.22% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $517 | $187 | $704 | 6.31% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $517 | $517 | 4.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 339 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 339 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | COMMUNITY CARE | 336 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 339 | $233K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 339 | $233K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 339 | $233K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 339 | $233K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 339 | $233K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 339 | $233K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.