| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DWIGHT W ANDRUS INS AGCY INC3 Filed as: DWIGHT W ANDRUS INSURANCE AGENCY | 500 DOVER BOULEVARD LAFAYETTE, LA 70503 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $20K | — | $20K | 8.97% |
| CORNELIUS S BARRILLEAUX3 | PO BOX 9136 NEW IBERIA, LA 70582 | AFLAC | $13K | $348 | $13K | 17.14% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $3K | $69 | $3K | 3.69% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HIGHWAY CHURCH POINT, LA 70525 | AFLAC | $3K | $69 | $3K | 3.49% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $375 | $51 | $426 | 0.55% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE INC. | 500 DOVER BOULEVARD SUITE 210 LAFAYETTE, LA 70503 | AFLAC | $319 | — | $319 | 0.41% |
| KEITH WILLIAM BELLE3 | 113 FLAGG PLACE BUILDING 8 STEC LAFAYETTE, LA 70508 | AFLAC | $216 | — | $216 | 0.28% |
| RICKY C PISANI3 | PO BOX 13757 NEW IBERIA, LA 70582 | AFLAC | $177 | — | $177 | 0.23% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BOULEVARD SUITE 116 BATON ROUGE, LA 70810 | AFLAC | $89 | — | $89 | 0.12% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $47 | — | $47 | 0.06% |
| CARLOS D ESPINOSA3 | 1164 ROBERT MALLET ROAD ARNAUDVILLE, LA 70512 | AFLAC | $41 | — | $41 | 0.05% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $40 | — | $40 | 0.05% |
| TROY JAMES LEBLANC3 | 201 PRESCOTT BOULEVARD APARTMENT 1136 YOUNGSVILLE, LA 70592 | AFLAC | $10 | — | $10 | 0.01% |
| MATTHEW R FONTENOT3 | 166 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $6 | — | $6 | 0.01% |
| TAMMY M GASPARD3 | 501 OAK MANOR DRIVE NEW IBERIA, LA 70563 | AFLAC | $6 | — | $6 | 0.01% |
| MINDY PERIOUX3 Filed as: MINDY A PERIOUX | 409 EAST MAIN STREET BROUSSARD, LA 70518 | AFLAC | $5 | — | $5 | 0.01% |
| JUSTIN C LAMB3 | 1302 REESE DRIVE PROVO, UT 84601 | AFLAC | $5 | — | $5 | 0.01% |
| BLAKE CHARLES ADAMS3 | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | AFLAC | $4 | — | $4 | 0.01% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE, INC. | 500 DOVER BOULEVARD LAFAYETTE, LA 70503 | MERITAIN HEALTH | $3K | — | $3K | 10.00% |
| MERITAIN HEALTH3 | 9201 WATSON ROAD SUITE 200 ST LOUIS, MO 63126 | MERITAIN HEALTH | — | $3K | $3K | 7.50% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 70470 | MERITAIN HEALTH | — | $2K | $2K | 6.00% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INSURANCE | PO BOX 60970 LAFAYETTE, LA 70596 | COMPANION LIFE INSURANCE COMPANY | $1K | $10 | $1K | 13.90% |
| CRESCENT DENTAL PLAN3 Filed as: CRESCENT DENTAL INSURANCE | PO BOX 2140 MANDEVILLE, LA 70471 | COMPANION LIFE INSURANCE COMPANY | $569 | — | $569 | 6.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | MERITAIN HEALTH | 104 | $34K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 118 | $85K |
| Short-term disability | AFLAC | 110 | $77K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 110 | $225K |
| Other(2 contracts, 2 carriers) | AFLAC | 118 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.