| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC. | 3001 WESTOWN PKWY WEST DES MOINES, IA 50266 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $29K | $8K | $36K | 9.52% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC. | 3001 WESTOWN PKWY WEST DES MOINES, IA 50266 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $23K | $6K | $29K | 9.52% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH CARE SERVICE CORP EIN 36-1236610 NONE | Direct payment from the plan; Contract Administrator; Other fees; Other services Service code 13 | — | $1.0M |
| COORDINATED CARE PROGRAMS LLC EIN 20-8423895 NONE | Direct payment from the plan; Other fees; Other services; Participant communication Service code 38 | — | $603K |
| AMERIBEN/IEC GROUP EIN 82-0497661 CLAIMS PROCESSOR | Direct payment from the plan; Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Other services; Participant communication Service code 12 | — | $596K |
| DELTA DENTAL INSURANCE COMPANY EIN 94-2761537 CLAIMS PROCESSOR | Contract Administrator; Direct payment from the plan; Other services; Other fees; Claims processing Service code 12 | — | $93K |
| ALLOSTATIX LLC EIN 46-2092371 NONE | Direct payment from the plan; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Other services Service code 15 | — | $86K |
| EHEALTHSCREENINGS LLC EIN 26-2387917 NONE | Participant communication; Other services; Direct payment from the plan; Other fees Service code 38 | — | $74K |
| OCCUVAX, LLC EIN 81-0550703 NONE | Other services; Direct payment from the plan; Other fees Service code 49 | — | $67K |
| LANE GORMAN TRUBITT LLC EIN 75-1044330 NONE | Direct payment from the plan; Accounting (including auditing); Other fees Service code 10 | — | $25K |
| WOLCOTT & ASSOCIATES, INC. NONE | Other services; Accounting (including auditing); Consulting (general); Direct payment from the plan Service code 10 | 12120 STATE LINE ROAD, #297 LEAWOOD, KS 66209 | $19K |
| HEALTH EQUITY, INC. EIN 52-2383166 NONE | Claims processing; Other fees; Other services; Direct payment from the plan Service code 12 | — | $10K |
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 CLAIMS PROCESSOR | Direct payment from the plan; Claims processing; Other services; Other fees Service code 12 | — | $9K |
| CAREMARK, LLC EIN 95-3382344 NONE | Other services; Direct payment from the plan; Participant communication; Other fees; Claims processing Service code 12 | — | $9K |
| MORNEAU SHEPPELL LTD EIN 52-1883918 NONE | Direct payment from the plan; Other fees; Other services; Participant communication Service code 38 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 47 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 2,301 | $227K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 2,029 | $381K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 2,035 | $301K |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 2,803 | $661K |
| Other | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 2,029 | $381K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,803 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.