| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE | 21805 W FIELD PKWY STE 300 DEER PARK, IL 60010 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $76K | $4K | $80K | 1.44% |
| HONESTRIX CONSULTING LLC3 | — | BLUE CROSS BLUE SHIELD OF OKLAHOMA | — | $39K | $39K | 0.70% |
| TIMOTHY J REED3 Filed as: TIMOTHY JOSEPH FOSTER | — | BLUE CROSS BLUE SHIELD OF OKLAHOMA | — | $30K | $30K | 0.54% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE | 21805 W FIELD PKWY STE 300 DEER PARK, IL 60010 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $38K | $16K | $54K | 17.06% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE | 21805 W FIELD PKWY STE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7 | $7 | 0.01% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE | 21805 W FIELD PKWY STE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 18.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 576 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 576 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 1,150 | $5.6M |
| Dental | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 1,150 | $5.6M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,154 | $61K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 666 | $317K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 666 | $317K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 666 | $327K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.