| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | BLUECROSS BLUESHIELD OF OKLAHOMA | $54K | $565 | $55K | 4.04% |
| SCOUT BENEFITS GROUP LLC3 | 103 DEAN A MCGEE AVE SUITE 500 OKLAHOMA CITY, OK 73102 | DELTA DENTAL | $11K | — | $11K | 8.00% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| SCOUT BENEFITS GROUP LLC3 | 103 DEAN A MCGEE STE 500 OKLAHOMA CITY, OK 73102 | VISION SERVICE PLAN | $962 | — | $962 | 6.03% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| SCOUT BENEFITS GROUP LLC3 | 500 N WALKER AVE STE 100 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| TERRA D WOOD3 | 300 TECUMSEH RIDGE RD NORMAN, OK 73069 | AFLAC | $289 | — | $289 | 3.31% |
| SCOUT BENEFITS GROUP LLC3 | 414 NW 4TH ST STE 120 OKLAHOMA CITY, OK 73102 | AFLAC | $171 | — | $171 | 1.96% |
| SHANE M OWEN3 | 8413 NW 106TH ST OKLAHOMA CITY, OK 73162 | AFLAC | $98 | — | $98 | 1.12% |
| ANA B SKELLY3 | 11800 RIDGEDALE CIR OKLAHOMA CITY, OK 73170 | AFLAC | $89 | — | $89 | 1.02% |
| BRIAN K EVERETT3 | 2160 SANDPIPER DR BLANCHARD, OK 73010 | AFLAC | $23 | — | $23 | 0.26% |
| LOGAN ASHLEE COLLINS3 | 300 TECUMSEH RIDGE RD NORMAN, OK 73069 | AFLAC | $22 | — | $22 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 106 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 269 | $1.4M |
| Dental | DELTA DENTAL | 107 | $135K |
| Vision | VISION SERVICE PLAN | 107 | $16K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $27K |
| Short-term disability(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $75K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $43K |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.