| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRACY THOMAS MARTINO3 | 6301 WATERFORD BLVD., SUITE 440 OKLAHOMA CITY, OK 73118 | NORTHWESTERN MUTUAL | $1K | $271 | $1K | — |
| PILLARS FNCL LLC3 | 201 S DENVER AVE., STE 500 TULSA, OK 74103 | NORTHWESTERN MUTUAL | $109 | $39 | $148 | — |
| PILLARS FNCL LLC3 | 201 S DENVER AVE., STE 500 TULSA, OK 74103 | NORTHWESTERN MUTUAL | $109 | $13 | $122 | — |
| TRACY THOMAS MARTINO3 | 6301 WATERFORD BLVD., SUITE 440 OKLAHOMA CITY, OK 73118 | NORTHWESTERN MUTUAL | $1K | $313 | $2K | — |
| PILLARS FNCL LLC3 | 201 S DENVER AVE., STE 500 TULSA, OK 74103 | NORTHWESTERN MUTUAL | $126 | $45 | $171 | — |
| PILLARS FNCL LLC3 | 201 S DENVER AVE., STE 500 TULSA, OK 74103 | NORTHWESTERN MUTUAL | $126 | $15 | $141 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | NORTHWESTERN MUTUAL | 102 | $0 |
| Long-term disability | NORTHWESTERN MUTUAL | 102 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 102 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.