No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $3.0M |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $104K |
| KPMG, LLP EIN 13-5565207 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $78K |
| THE JELLYVISION LAB EIN 36-4442819 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $43K |
| FIDELITY CONSULTING EIN 04-2647786 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $42K |
| MERCER HUMAN RESOURCE CONSULTING EIN 13-2834414 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $37K |
| INNOVATIVE LEGAL SOLUTIONS EIN 76-0739552 NONE | Other services; Direct payment from the plan Service code 49 | — | $24K |
| THOMPSON & REUTERS (TAX & ACCT) INC EIN 75-1297386 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $18K |
| C2 IMAGING EIN 27-2304697 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $10K |
| QUESTMARK INFORMATION MANAGEMENT EIN 76-0408235 NONE | Other services; Direct payment from the plan Service code 49 | — | $9K |
| BANK OF OKLAHOMA, N.A. EIN 73-0780382 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,095 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 620 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,715 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 2,114 | $511K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 4,370 | $5.4M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 3,218 | $211K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,370 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.