| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MELISSA S PARCHMAN LLC3 | 1914 W C ST. JENKS, OK 740372367 | BLUECROSS BLUESHIELD OF OKLAHOMA | $46K | $2K | $48K | 5.12% |
| MELISSA S PARCHMAN LLC3 | 1914 W C ST JENKS, OK 740372367 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $21K | $21K | 5.26% |
| MELISSA S PARCHMAN LLC3 Filed as: MELISSA S. PARCHMAN, LLC | 1419 S UTICA TULSA, OK 74104 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 6.84% |
| WILLIAM D STAEDKE3 | PO BOX 140803 BROKEN ARROW, OK 74014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $63 | $1K | 4.57% |
| MELISSA S PARCHMAN LLC3 | 1914 WEST C STREET JENKS, OK 74037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $979 | — | $979 | 3.83% |
| SHANNON MARIE BALDWIN3 | 14620 S 52ND EAST AVE BIXBY, OK 74008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $889 | $30 | $919 | 3.59% |
| INTERNATIONAL INSURANCE BROKERS LTD3 | PO BOX 35487 TULSA, OK 74153 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $474 | — | $474 | 1.85% |
| KELLY W PUGH3 | 7367 S 286TH EAST AVE BROKEN ARROW, OK 74014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $294 | $96 | $390 | 1.52% |
| MICHAEL ARTHUR KIRK3 | 8401 S 4TH ST BROKEN ARROW, OK 74011 | AFLAC | $604 | — | $604 | 5.20% |
| MELISSA S PARCHMAN LLC3 | 1914 W C ST JENKS, OK 74037 | AFLAC | $463 | — | $463 | 3.99% |
| BRENDA FREEMAN3 Filed as: BRENDA J FREEMAN | 7051 JOHNSTON RD OKMULGEE, OK 74447 | AFLAC | $247 | — | $247 | 2.13% |
| DANNY PRYOR3 | 6255 E 145TH ST N COLLINSVILLE, OK 74021 | AFLAC | $90 | — | $90 | 0.78% |
| IAGENTTCB LLC3 | 14911 S 4220 RD CLAREMORE, OK 74017 | AFLAC | $78 | — | $78 | 0.67% |
| MARK MCDANIEL3 | 375 TRIAD VILLAGE RD UNIT 17 NORMAND, OK 73071 | AFLAC | $60 | — | $60 | 0.52% |
| JOHN N KARR3 | 907 S DETROIT AVE STE 905 TULSA, OK 74120 | AFLAC | $60 | — | $60 | 0.52% |
| COREY MACINTYRE3 | 4334 S 173RD EAST AVE TULSA, OK 74134 | AFLAC | $59 | — | $59 | 0.51% |
| LISA KAY HANNA3 | PO BOX 168 WARNER, OK 74469 | AFLAC | $53 | — | $53 | 0.46% |
| NANCY K BLOCKER3 | 1919 E 35TH PL TULSA, OK 74105 | AFLAC | $50 | — | $50 | 0.43% |
| HAYS COMPANIES, INC.3 Filed as: CHRISTINE M HAYS | 5536 S BIRMINGHAM AVE TULSA, OK 74105 | AFLAC | $43 | — | $43 | 0.37% |
| LANCE J MILLER3 | 17133 KNOLL DALE TRL CONROE, TX 77385 | AFLAC | $30 | — | $30 | 0.26% |
| TRAVIS D HURT3 | 18466 S 154TH EAST AVE BIXBY, OK 74008 | AFLAC | $27 | — | $27 | 0.23% |
| KELLY A JONES3 Filed as: KELLY A JONES MORRIS | 1512 MELMART DR BARTLESVILLE, OK 74006 | AFLAC | $24 | — | $24 | 0.21% |
| DAVID L DEARDORFF3 | 1719 NW 7TH PL CAPE CORAL, FL 33993 | AFLAC | $15 | — | $15 | 0.13% |
| ALISA F HALL3 | 7410 E 65TH PL TULSA, OK 74133 | AFLAC | $11 | — | $11 | 0.09% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $7 | — | $7 | 0.06% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $6 | — | $6 | 0.05% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $2 | — | $2 | 0.02% |
| SHANE M OWEN3 | 8413 NW 106TH ST OKLAHOMA CITY, OK 73162 | AFLAC | $2 | — | $2 | 0.02% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF OKLAHOMA | 218 | $1.3M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 147 | $124K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 147 | $124K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 147 | $150K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 29 | $37K |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 147 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 218 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.