| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | COMMUNITY CARE | $109K | — | $109K | 7.21% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | DELTA DENTAL OF OKLAHOMA | $5K | $14K | $19K | 15.77% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY-DLIFE | $4K | — | $4K | 10.00% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY-LTD | $3K | — | $3K | 10.00% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY-STD | $3K | — | $3K | 10.00% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY-AD&D | $3K | — | $3K | 10.00% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | METROPOLITAN LIFE INSURANCE COMPANY-LIFE | $2K | — | $2K | 15.22% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | VISION SERVICE PLAN | $874 | — | $874 | 6.82% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | METROPOLITAN LIFE INSURANCE COMPANY-LTD | $921 | — | $921 | 14.83% |
| BENEX, INC.3 Filed as: BENEX. INC. | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | METROPOLITAN LIFE INSURANCE COMPANY-STD | $292 | — | $292 | 5.50% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY-AD&D | $344 | — | $344 | 9.99% |
| BENEX, INC.3 | 8516 EAST 101ST STREET SUITE H TULSA, OK 74133 | METROPOLITAN LIFE INSURANCE COMPANY-ADD | $123 | — | $123 | 14.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE | 442 | $1.5M |
| Dental | DELTA DENTAL OF OKLAHOMA | 212 | $123K |
| Vision | VISION SERVICE PLAN | 106 | $13K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY-LIFE | 401 | $13K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY-STD | 401 | $31K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY-LTD | 401 | $36K |
| Prescription drug | COMMUNITY CARE | 442 | $1.5M |
| Other(4 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY-DLIFE | 401 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 442 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.