See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DELTA DENTAL EIN 23-7322578 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 100 FIRST STREET SAN FRANISCO, CA 94105 | $92K |
| LINCOLN NATIONAL INSURANCE COMPANY EIN 35-0472300 | Contract Administrator Service code 13 | PO BOX 123042 DALLAS, TX 75312 | $58K |
| WEX HEALTH FLEX EIN 06-1593514 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | 82 HOPE MEADOWS STREET SUITE 220 SIMSBURY, CT 06089 | $30K |
| VISION SERVICE PLAN EIN 06-1227840 CLAIMS PROCESSING | Claims processing Service code 12 | PO BOX 123042 DALLAS, TX 75312 | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 59 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS A DIVISION OF HEALTH CARE SERV CORP | 3,124 | $9.5M |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,287 | $732K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,266 | $140K |
| Stop-loss / reinsurancereinsurance | GRANULAR INSURANCE COMPANY | 3,124 | $958K |
| Other(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,287 | $746K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.