| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | $13K | $6K | $19K | 0.83% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 13100 NORTH WESTERN, SUITE 115 OKLAHOMA CITY, OK 73114 | DEARBORN LIFE INSURANCE COMPANY | $18K | $0 | $18K | 14.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | DEARBORN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 3.51% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3815 NORTH CLASSEN BOULEVARD OKLAHOMA CITY, OK 73118 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 31.06% |
| ADDISON R STEWART3 Filed as: ADDISON R. STEWART | 3501 FRENCH PARK DRIVE, SUITE E EDMOND, OK 73034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | $0 | $7K | 22.02% |
| SHANE M OWEN3 Filed as: SHANE M. OWEN | 3100 SOUTH BERRY ROAD SUITE 100 NORMAN, OK 73072 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 4.03% |
| BOBBY R STEWART3 Filed as: BOBBY R. STEWART | 3501 FRENCH PARK DRIVE SUITE E EDMOND, OK 73034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $823 | $0 | $823 | 2.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, IL 74136 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $45 | $3K | 10.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DRIVE CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $312 | $312 | 1.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 248 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 248 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 387 | $2.3M |
| Dental | BLUECROSS BLUESHIELD OF OKLAHOMA | 387 | $2.3M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 526 | $23K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 203 | $153K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 203 | $122K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 203 | $122K |
| Prescription drug | BLUECROSS BLUESHIELD OF OKLAHOMA | 387 | $2.3M |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 203 | $153K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 526 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.