| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LIFECARE HEALTH SERVICES, LLC3 Filed as: LIFECARE HEALTH SERVICES | 4013 NW EXPRESSWAY OKLAHOMA CITY, OK 73116 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $16K | — | $16K | 14.96% |
| VHA MID AMERICA INS SVCS3 Filed as: VHA MID-AMERICA INSURANCE SERVICES | — | VISION SERVICE PLAN, INC | $18K | — | $18K | 23.94% |
| LIFECARE HEALTH SERVICES, LLC3 | — | VISION SERVICE PLAN, INC | $14K | — | $14K | 19.52% |
| NEWELL ADVISORY SERVICES INC.3 | — | VISION SERVICE PLAN, INC | $0 | — | $0 | 0.00% |
| VIZIENT INSURANCE SERVICES LLC3 Filed as: VIZIENT, INC. | — | VISION SERVICE PLAN, INC | $0 | — | $0 | 0.00% |
| LIFECARE HEALTH SERVICES, LLC3 Filed as: LIFECARE HEALTH SERVICES LLC | 4013 NW EXPWY ST STE 675 OKLAHOMA CITY, OK 73116 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| EXCELSIOR BENEFITS LLC3 | PO BOX 320 EXCELSIOR, MN 55331 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.00% |
| WATERSTONE BENEFIT ADMINISTRATION3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 7.44% |
| LIFECARE HEALTH SERVICES, LLC3 Filed as: LIFECARE HEALTH SERVICES | 4013 NW EXPRESSWAY, SUITE 675 OKLAHOMA CITY, OK 73116 | LEADERS LIFE INSURANCE | $1K | — | $1K | 5.38% |
| BROKER CENTRIC ALLIANCE3 Filed as: BROKER CENTRIC ALLIANCE, INC | 1350 S BOULDER, SUITE 1900 TULSA, OK 74119 | LEADERS LIFE INSURANCE | $988 | — | $988 | 4.20% |
| WESLEY K DILLON3 Filed as: WESLEY KADE DILLON | 1316 NW FERRIS LAWTON, OK 73507 | LEADERS LIFE INSURANCE | $832 | — | $832 | 3.54% |
| COURTNEY DILLON3 | 1316 NW FERRIS LAWTON, OK 73507 | LEADERS LIFE INSURANCE | $817 | — | $817 | 3.48% |
| GARY C HART3 Filed as: GARY HART | 1316 NW FERRIS LAWTON, OK 73507 | LEADERS LIFE INSURANCE | $253 | — | $253 | 1.08% |
| LIFE CARE HEALTH SERVICES3 | 4013 NW EXPRESSWAY, SUITE 675 OKLAHOMA CITY, OK 731162619 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: LIFECARE HEALTH SERVIES | 4013 NW EXPRESSWAY, SUITE 675 OKLAHOMA CITY, OK 73116 | ZURICH AMERICAN INSURANCE COMPANY | $165 | — | $165 | 15.00% |
| LIFECARE HEALTH SERVICES, LLC3 | 4013 N.W. EXPRESSWAY, SUITE 675 OKLAHOMA CITY, OK 73116 | WEBTPA EMPLOYER SERVICES INC | $774K | — | $774K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 655 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WEBTPA EMPLOYER SERVICES INC | 655 | $0 |
| Vision | VISION SERVICE PLAN, INC | 581 | $74K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 794 | $132K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 121 | $61K |
| Other(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 794 | $167K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 794 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.