| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 10100 KATY FREEWAY STE 400 HOUSTON, TX 77043 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $67K | $69K | 3.88% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 10100 KATY FREEWAY SUITE 400 HOUSTON, TX 770435272 | DELTA DENTAL | $7K | — | $7K | 10.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 10100 KATY FWY HOUSTON, TX 77043 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 10100 KATY FREEWAY HOUSTON, TX 77043 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $922 | $3K | 14.63% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 10100 KATY FWY STE 400 HOUSTON, TX 77043 | UNITEDHEALTHCARE INSURANCE COMPANY | $367 | — | $367 | 5.79% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 5080 SPECTRUM DR STE 900E ADDISON, TX 750016407 | UNITEDHEALTHCARE INSURANCE COMPANY | $267 | — | $267 | 4.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 288 | $1.8M |
| Dental | DELTA DENTAL | 150 | $74K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 288 | $1.8M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 182 | $6K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 123 | $26K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 123 | $20K |
| Other | UNITEDHEALTHCARE INSURANCE COMPANY | 182 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 288 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.