| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CATALYST BENEFITS GROUP LLC3 Filed as: CATALYST BENEFITS GROUP, LLC | 1135 EAST 33RD PLACE TULSA, OK 74105 | COMMUNITYCARE HMO | — | $32K | $32K | 2.97% |
| INTEGRATED BENEFITS OF OKLAHOMA3 Filed as: INTEGRATED BENEFITS OF OKLAHOMA DBA | 7633 EAST 63RD PLACE SUITE 450 TULSA, OK 74133 | COMMUNITYCARE HMO | — | -$70 | -$70 | -0.01% |
| CATALYST BENEFITS GROUP LLC3 Filed as: CATALYST BENEFIT GROUP LLC | 1135 EAST 33RD PLACE TULSA, OK 74105 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 5.00% |
| OPES ONE ADVISORS LLC3 Filed as: OPES ONE ADVISORS OKLAHOMA LLC | 100 EAST CALIFORNIA SUITE 400 OKLAHOMA CITY, OK 73104 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $19 | — | $19 | 0.02% |
| REDBUD FINANCIAL GROUP LLC3 | 1900 NORTH WEST EXPRESSWAY OKLAHOMA CITY, OK 73118 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $12 | — | $12 | 0.02% |
| BOWEN FINANCIAL GROUP3 | 7633 EAST 63RD PLACE SUITE 450 TULSA, OK 74133 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $853 | — | $853 | 3.18% |
| STEVEN WILSON3 | 210 WEST EDMOND ROAD EDMOND, OK 73003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $409 | $341 | $750 | 2.80% |
| IFC BENEFIT SOLUTIONS INC3 | 1600 AIRPORT FREEWAY BEDFORD, TX 76022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $575 | — | $575 | 2.15% |
| TRACI THOMAS3 | 425 SOUTH FRETZ AVE EDMOND, OK 73003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $261 | $145 | $406 | 1.52% |
| BROOKE CAROLYN MATTSON3 | 4208 SE 41ST STREET NORMAN, OK 73071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $163 | — | $163 | 0.61% |
| CALVIN DORSEY3 | 2049 VISTA DRIVE LEWISVILLE, TX 75067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $134 | — | $134 | 0.50% |
| CINDY RISKY3 | 1013 SW 13TH STREET MOORE, OK 73160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $104 | $27 | $131 | 0.49% |
| JENNIE WHITE3 Filed as: JENNIE OVERBEY | 929 WEST PRAIRIE WIND WAY MUSTANG, OK 73064 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | $53 | $110 | 0.41% |
| DEREK SZECSODI3 | 2217 NW 196TH STREET EDMOND, OK 73012 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $84 | — | $84 | 0.31% |
| SHANNON MARIE BALDWIN3 | 10222 EAST 114TH STREET SOUTH BIXBY, OK 74008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | — | $70 | 0.26% |
| JACQUELINE ST HILAIRE3 | 4804 NOCONA DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $62 | — | $62 | 0.23% |
| BRANDI KAVANAUGH3 | 3150 AVENUE OF THE STARS FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 0.21% |
| LISA A PERRI3 Filed as: LISA LAWSON | 9827 BIRCH DRIVE PROVIDENCE VILLAGE, TX 76227 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 0.18% |
| DANIELLE WIND3 | 210 WES EDMOND ROAD EDMOND, OK 73003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $22 | $45 | 0.17% |
| KELLY W PUGH3 | 7367 SOUTH 286TH EAST AVE BROKEN ARROW, OK 74014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | — | $44 | 0.16% |
| NATALIE MICHELLE ORTIZ3 | 425 SOUTH FRETZ EDMOND, OK 73003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.16% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DRIVE THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.15% |
| GINGER MULLINS & COMPANY INC3 | 1701 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 0.15% |
| CARRIE ANN CAMPBELL3 | 5121 REDBUD DRIVE SAND SPRINGS, OK 74063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 0.15% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL OF NORTH TEXAS INSURANCE G | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.11% |
| TONY HALL3 | PO BOX 3397 CEDAR HILL, TX 75106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.11% |
| GARY TWYMAN3 | 4924 CHAMPLAIN PLACE EDMOND, OK 73025 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.09% |
| NIKGREJESKEN INC3 | 120 SHELBY ROAD SHERWOOD, AR 72120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| TERRELL JOSEPH THORNE3 | 2060 COUNTY ROAD 2561 PAWHUSKA, OK 74056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| CATALYST BENEFITS GROUP LLC3 | 1135 EAST 33RD PLACE TULSA, OK 741052501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| CATALYST BENEFITS GROUP LLC3 | 1135 EAST 33RD PLACE TULSA, OK 741052501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| CATALYST BENEFITS GROUP LLC3 | 1135 EAST 33RD PLACE TULSA, OK 741052501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| CATALYST BENEFITS GROUP LLC3 | 1135 E 33RD PLACE TULSA, OK 741052501 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE HMO | 156 | $1.1M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 93 | $77K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 93 | $77K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 104 | $35K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 42 | $11K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 104 | $13K |
| Other(4 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 104 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.