No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF OKLAHOMA NONE | Contract Administrator Service code 13 | 1400 S BOSTON 3RD FLOOR TULSA, OK 73116 | $1.5M |
| DELTA DENTAL OF OKLAHOMA NONE | Contract Administrator Service code 13 | 16 NW 63RD STE 201 OKLAHOMA CITY, OK 73116 | $238K |
| LOCKTON COMPANIES LLC NONE | Consulting (general) Service code 16 | 717 N HARWOOD STE 2500 DALLAS, TX 75201 | $195K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,719 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 76 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,795 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BCBS OF OKLAHOMA | 38 | $146K |
| Vision | VISION SERVICE PLAN | 3,297 | $473K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,400 | $1.5M |
| Long-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 1,528 | $946K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 4,400 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,400 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.