See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IECGROUP, INC. EIN 82-0497661 TPA | Claims processing; Copying and duplicating; Other services Service code 12 | — | $150K |
| MARTIN E SEGAL CO. EIN 94-1503999 CONSULTING | Custodial (securities); Actuarial Service code 11 | — | $28K |
| ROBEIN, URANN & LURYE EIN 72-0999672 ATTORNEY | Insurance agents and brokers Service code 22 | — | $25K |
| BRYAN, LITTLE, HALEY, & KENT PC EIN 73-0941849 AUDITORS | Accounting (including auditing) Service code 10 | — | $21K |
| PLUMBERS LOCAL UNION 430 EIN 73-1530462 RELATED PARTY | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $19K |
| MORGAN STANLEY EIN 20-8764829 INVESTMENTS | Direct payment from the plan; Other investment fees and expenses; Securities brokerage commissions and fees; Securities brokerage; Investment advisory (plan) Service code 27 | — | $7K |
| MONAGHAN & ASSOCIATES EIN 73-1462892 ATTORNEY | Insurance agents and brokers Service code 22 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 582 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 582 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 582 | $5.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 582 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.