| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNITED HEALTH INSURANCE COMPANY | $24K | $0 | $24K | 2.08% |
| MC & H LIFE AGENCY INC | 8144 WLANUT HILL LN 16TH FLR DALLAS, TX 75231 | DELTA DENTAL | $9K | — | $9K | 8.26% |
| MARSH & MCLENNAN AGENCY LLC7 Filed as: MHBT INC | 8144 WALNUT HILL LN 16TH FL DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $149 | $11K | 15.20% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MHBT INC | 8144 WALNUT HILL LN 16TH FL DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $785 | $7K | 17.02% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN 16TH FLOOR DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC7 Filed as: MHBT INC | 8144 WALNUT HILL LN 16TH FL DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $483 | $4K | 17.03% |
| MARSH & MCLENNAN AGENCY LLC7 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN 16TH FLOOR DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC7 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN 16TH FLOOR DALLAS, TX 75231 | LIFE INSURQANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| MC & H LIFE AGENCY INC | 8144 WALNUT HILL LN 16TH FLOOR DALLAS, TX 752314337 | VISION SERVICE PLAN | $664 | — | $664 | 8.01% |
| MARSH & MCLENNAN AGENCY LLC7 Filed as: MHBT INC | 89144 WALNUT HILL LN 16TH FL DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $141 | $1K | 17.04% |
| MC & H LIFE AGENCY INC | 5144 WALNUT HILL LN 16TH FLOOR DALLAS, TX 752134337 | VISION SERVICE PLAN | $522 | — | $522 | 9.60% |
| MARSH & MCLENNAN AGENCY LLC7 Filed as: MARSH & MCLENNAN AGENCY | 8144 WLNUT HILL LN DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $534 | — | $534 | 15.01% |
| MC & H LIFE AGENCY INC | 8144 WANUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | NATIONAL UNION FIRE INS. | $408 | — | $408 | 14.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTH INSURANCE COMPANY | 237 | $1.2M |
| Dental | DELTA DENTAL | 130 | $112K |
| Vision(2 contracts) | VISION SERVICE PLAN | 80 | $14K |
| Life insurance(5 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 137 | $123K |
| Short-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 137 | $59K |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 137 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.