| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICH & CARTMILL, INC.3 Filed as: RICH & CARTMILL INC. | 2738 E. 51ST SUITE 400 TULSA, OK 74105 | COMMUNITYCARE | $0 | $21K | $21K | 1.32% |
| LOCKTON COMPANIES, LLC3 | 8110 E UNION SUITE 700 DENVER, CO 80237 | COMMUNITYCARE | $0 | $7K | $7K | 0.45% |
| RICH & CARTMILL, INC.3 Filed as: RICH & CARTMILL INC | 2738 E 51ST ST STE 400 ATTN-CHERYL HEISTEN TULSA, OK 74105 | DELTA DENTAL | $4K | — | $4K | 4.02% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 WEST 47TH ST STE 600 ATTN - MATT SWEENEY KANSAS CITY, MO 64112 | DELTA DENTAL | $2K | — | $2K | 1.98% |
| RICH & CARTMILL, INC.3 Filed as: RICH & CARTMILL INC | 2738 E 51ST ST STE 250 TULSA, OK 741056243 | VISION SERVICE PLAN | $931 | $0 | $931 | 4.13% |
| LOCKTON COMPANIES, LLC3 | PO BOX 843844 KANSAS CITY, MO 641843844 | VISION SERVICE PLAN | $251 | $0 | $251 | 1.11% |
| RICH & CARTMILL, INC.3 Filed as: RICH & CARTMILL INC | 2738 EAST 51ST #400 TULSA, OK 741056228 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 12.45% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $516 | $0 | $516 | 2.55% |
| RICH & CARTMILL, INC.3 Filed as: RICH & CARTMILL INC | 2738 EAST 51ST #400 TULSA, OK 741056228 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 12.32% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $517 | — | $517 | 2.68% |
| RICH & CARTMILL, INC.3 Filed as: RICH & CARTMILL INC | 2738 EAST 51ST #400 TULSA, OK 741056228 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $967 | — | $967 | 12.36% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $207 | — | $207 | 2.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 183 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE | 307 | $1.6M |
| Dental | DELTA DENTAL | 138 | $94K |
| Vision | VISION SERVICE PLAN | 133 | $23K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 152 | $27K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 150 | $20K |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 152 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.