| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (OK), LLC | 4811 GAILLARDIA PKWY STE 300 OKLAHOMA CITY, OK 73142 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $28K | — | $28K | 3.07% |
| MICHELLE SCHAFER3 | 1102 NOTTINGHAM ENID, OK 73703 | AFLAC | $6K | $321 | $6K | 9.59% |
| WESTON WHITSITT | 1354 CHEYENNE AVE ENID, OK 73703 | AFLAC | $1K | $64 | $1K | 1.80% |
| SHANE M OWEN3 | 3000 UNITED FOUNDERS BLVD STE 100 OKLAHOMA CITY, OK 73112 | AFLAC | $956 | $64 | $1K | 1.58% |
| EUGENIA JENKS-WHITSITT3 | 1210 CANSLER DRIVE ENID, OK 73703 | AFLAC | $855 | — | $855 | 1.32% |
| JACQUELINE K QUALIZZA3 Filed as: JACQUELINE QUALIZZA | 12877 W 151 ST STREET OLATHE, KS 66062 | AFLAC | $324 | — | $324 | 0.50% |
| COLLEEN WELLONS3 | 2726 VILLA DR EL RENO, OK 73036 | AFLAC | $261 | — | $261 | 0.40% |
| BOBBY STEWART3 | 3501 FRENCH PARK DRIVE SUITE E EDMOND, OK 73034 | AFLAC | $204 | — | $204 | 0.32% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $129 | — | $129 | 0.20% |
| DEVON SCHAFER3 | 1102 NOTTINGHAM RD ENID, OK 73703 | AFLAC | $119 | — | $119 | 0.18% |
| KRINGS ENTERPRISES INC3 Filed as: S KRINGS ENTERPRISES INC | 1408 PRAIRIE RIDGE DR POLK CITY, IA 50226 | AFLAC | $105 | — | $105 | 0.16% |
| CHARLES ANDERSON3 | 1984 OLDE RIDGE RD EDMOND, OK 73012 | AFLAC | $95 | — | $95 | 0.15% |
| PAUL B BROUCHOUD3 Filed as: PAUL BROUCHOUD | 604 MARK DRIVE DEL CITY, OK 73115 | AFLAC | $76 | — | $76 | 0.12% |
| BRENDA MEACHAM3 | 200 EAST GARY BLVD CLINTON, OK 73601 | AFLAC | $72 | — | $72 | 0.11% |
| DEBRA SHERLOCK3 | 2216 SUNRISE AVE GRAND ISLAND, NE 68803 | AFLAC | $66 | — | $66 | 0.10% |
| DARIN WHITSITT3 | 1210 CANSLER ENID, OK 73703 | AFLAC | $64 | — | $64 | 0.10% |
| SHAWN R. GRANDI3 | 3205 RAIN TREE OKLAHOMA CITY, OK 73120 | AFLAC | $62 | — | $62 | 0.10% |
| JODIE V STRECK3 | 524 N CHEYENNE ST HENNESSEY, OK 73742 | AFLAC | $58 | — | $58 | 0.09% |
| STEPHEN W SIMPSON3 Filed as: STEPHEN SIMPSON | 541 CONQUISTADOR CT EDMOND, OK 73025 | AFLAC | $52 | — | $52 | 0.08% |
| SMM BENEFITS INC | 11408 W 72ND TER SHAWNEE, KS 66203 | AFLAC | $38 | — | $38 | 0.06% |
| DONNA CDEBACA STEWART3 | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $30 | — | $30 | 0.05% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LANE EDMOND, OK 73034 | AFLAC | $25 | — | $25 | 0.04% |
| DARREN R WARREN3 | 13504 N 2320 RD GOTEBO, OK 73041 | AFLAC | $24 | — | $24 | 0.04% |
| KRISTY GRAMLICH INC3 Filed as: KRISTY GRAMLICH | 455 S SAM BARR DR SUITE 205 KEARNEY, MO 64060 | AFLAC | $23 | — | $23 | 0.04% |
| KELLY A GRAMLICH3 Filed as: KELLY A. GRAMLICH | 455 S SAM BARR DR STE 205 KEARNEY, MO 64060 | AFLAC | $23 | — | $23 | 0.04% |
| MATTHEW PHILIP BRADEN3 Filed as: MATTHEW BRADEN | PO BOX 563 RIVERTON, UT 84065 | AFLAC | $20 | — | $20 | 0.03% |
| JEREMY FRYE3 | 1508 N CHURCH RD SUITE B LIBERTY, MO 64068 | AFLAC | $19 | — | $19 | 0.03% |
| RICHARD W. CORNELL3 | 1611 ST ANDREWS DRIVE STE 22 LAWRENCE, KS 66047 | AFLAC | $19 | — | $19 | 0.03% |
| AMBER CLAY3 | 3000 UNITED FOUNDERS BLVD STE 248 OKLAHOMA CITY, OK 73112 | AFLAC | $14 | — | $14 | 0.02% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $9 | — | $9 | 0.01% |
| JOSHUA C ROLAN3 Filed as: JOSHUA ROLAN | 704 SEMINOLE DR PAULS VALLEY, OK 73075 | AFLAC | $7 | — | $7 | 0.01% |
| JOHN A WILLIAMS COMPANY INC3 | 20316 N COUNTY RD 3240 PAULS VALLEY, OK 73075 | AFLAC | $5 | — | $5 | 0.01% |
| JOSEPH ZEZZA3 | 448 RUSHFOIL DR COLUMBIA, SC 29229 | AFLAC | $5 | — | $5 | 0.01% |
| THOMAS PITZENBERGER3 | 1501 SUGARLAND PKWY PLEASANTHILL, MO 64080 | AFLAC | $4 | — | $4 | 0.01% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH RD SUITE B LIBERTY, MO 64068 | AFLAC | $4 | — | $4 | 0.01% |
| JONATHAN SAMUEL KIRKLAND3 Filed as: JONATHAN SAMUAEL KIRKLAND | 4245 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $3 | — | $3 | 0.00% |
| JANET ZENTMIRE RIGSBY3 | 801 MELANAE CT LIBERTY, MO 64068 | AFLAC | $2 | — | $2 | 0.00% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | $2 | — | $2 | 0.00% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES D DUDLEY3 | 1355 LYNNFIELD RD STE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.00% |
| DONNA BAILEY3 Filed as: DONNA M BAILEY | 902 S ANN DR MARSHALL, MO 65340 | AFLAC | $1 | — | $1 | 0.00% |
| SHARLYN SHEPARD3 | PO BOX 296 RUMSON, NJ 07760 | AFLAC | — | — | $0 | 0.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OK LLC | 427 S BOSTON AVE STE 502 TULSA, OK 74103 | AMERITAS LIFE INSURANCE CORP | $4K | $670 | $5K | 8.03% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OK LLC | 4811 GAILLARDIA PKY #300 OKLAHOMA CITY, OK 73142 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $4K | $10K | 18.41% |
| MICHELLE SCHAFER3 | 1102 NOTTINGHAM RD ENID, OK 737033135 | VSP | $1K | — | $1K | 5.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 221 | $972K |
| Dental | AMERITAS LIFE INSURANCE CORP | 257 | $62K |
| Vision | VSP | 89 | $19K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $54K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $54K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $54K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 106 | $54K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 257 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.