| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT PLAN STRATEGIES3 | UNKNOWN BARTLESVILLE, OK 74003 | DELTA DENTAL | $10K | $0 | $10K | 6.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL CFR | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | DELTA DENTAL | $5K | $0 | $5K | 3.35% |
| BENEFIT PLAN STRATEGIES3 | 5314 SOUTH YALE AVENUE, SUITE 601 TULSA, OK 74135 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $0 | $6K | 10.82% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 4.18% |
| BENEFIT PLAN STRATEGIES3 | 5314 SOUTH YALE AVENUE, SUITE 601 TULSA, OK 74135 | HUMANA INSURANCE COMPANY | $655 | $0 | $655 | 4.01% |
| CATAMOUNT COMPANIES INC3 Filed as: CATAMOUNT COMPANIES INC. | 5314 SOUTH YALE AVENUE, SUITE 601 TULSA, OK 74135 | HUMANA INSURANCE COMPANY | $535 | $0 | $535 | 3.28% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL CFR | 6100 SOUTH YALE AVENUE, SUITE 1900 TULSA, OK 74136 | HUMANA INSURANCE COMPANY | $397 | $0 | $397 | 2.43% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRIE, LA 70002 | BENEFIT INTELLIGENCE | $2K | $0 | $2K | 16.32% |
| BENEFIT PLAN STRATEGIES3 | 5314 SOUTH YALE AVENUE, SUITE 601 TULSA, OK 74135 | BENEFIT INTELLIGENCE | $2K | $0 | $2K | 16.22% |
| CATAMOUNT COMPANIES INC3 Filed as: CATAMOUNT COMPANIES INC. | 5314 SOUTH YALE AVENUE, SUITE 601 TULSA, OK 74135 | SYMETRA LIFE INSURANCE COMPANY | $751 | $0 | $751 | 13.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 1393 VETERANS MEMEORIAL HIGHWAY SUITE 210N HAUPPAGE, NY 11788 | SYMETRA LIFE INSURANCE COMPANY | $286 | $0 | $286 | 5.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 386 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 391 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 153 | $145K |
| Vision | HUMANA INSURANCE COMPANY | 153 | $16K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 386 | $58K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 386 | $58K |
| Other(2 contracts, 2 carriers) | BENEFIT INTELLIGENCE | 157 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 386 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.