| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE, STE 1900 TULSA, OK 74136 | AETNA LIFE INSURANCE CO. | $5K | $19K | $23K | 0.90% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 64184 | STANDARD INSURANCE COMPANY | $16K | — | $16K | 12.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 4.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE, STE 1900 TULSA, OK 74136 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 1.25% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 64184 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 12.41% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 4.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE STE 1900 TULSA, OK 74136 | STANDARD INSURANCE COMPANY | $859 | — | $859 | 1.28% |
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 75312 | VISION SERVICE PLAN | $1K | — | $1K | 2.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE STE 1900 TULSA, OK 74136 | VISION SERVICE PLAN | $717 | — | $717 | 1.24% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 64184 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 12.42% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 4.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE, STE 1900 TULSA, OK 74136 | STANDARD INSURANCE COMPANY | $606 | — | $606 | 1.29% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTNL MIDWEST LTD | 6100 S YALE AVE, SUITE 1900 TULSA, OK 74136 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 11.95% |
| LOCKTON COMPANIES, LLC | 444 W 47TH STE 900 KANSAS CITY, MO 64112 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $682 | — | $682 | 1.54% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL INS SVCS INC | PO BOX 2158 RIVERSIDE, CA 92516 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $56 | $56 | 0.13% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 325 NORTH OLD WOODWARD AVE STE 370 TROY, MI 48009 | GUARDIAN | $10K | — | $10K | 35.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA | 425 W CAPITOL AVE, SUITE 3550 LITTLE ROCK, AR 72201 | GUARDIAN | $4K | $681 | $4K | 15.35% |
| LOCKTON COMPANIES, LLC Filed as: LOCKTON COMPANIES LLC | 325 NORTH OLD WOODWARD AVE STE 370 TROY, MI 48009 | GUARDIAN | $11K | — | $11K | 42.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-AMERICA | 425 W CAPITOL AVE, SUITE 3550 LITTLE ROCK, AR 72201 | GUARDIAN | $4K | $730 | $5K | 18.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 674 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 674 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 674 | $2.6M |
| Dental(2 contracts) | GUARDIAN | 282 | $55K |
| Vision | VISION SERVICE PLAN | 356 | $58K |
| Life insurance | STANDARD INSURANCE COMPANY | 328 | $125K |
| Short-term disability | STANDARD INSURANCE COMPANY | 286 | $47K |
| Long-term disability | STANDARD INSURANCE COMPANY | 219 | $67K |
| Other | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 128 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 674 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.