| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP | 1350 SOUTH BOULDER SUITE 300 TULSA, OK 74119 | COMMUNITY CARE HMO | $26K | — | $26K | 1.82% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON, INC. | 1637 SOUTH ENTERPRISE SPRINGFIELD, MO 65804 | COMMUNITY CARE HMO | $20K | — | $20K | 1.44% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JCKSON | 1637 SOUTH ENTERPRISE AVENUE SPRINGFIELD, MO 65804 | DELTA DENTAL | $7K | — | $7K | 4.20% |
| SUMMIT FINANCIAL GROUP INC.3 | 1350 SOUTH BOULDER SUITE 300 TULSA, OK 74119 | DELTA DENTAL | $6K | — | $6K | 3.80% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER-PHILLIPS-JACKSON INC. | PO BOX 4207 SPRINGFIELD, MO 65808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.77% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.23% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 NORTH ROBINSON AVENUE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.28% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER-PHILLIPS-JACKSON INC. | PO BOX 4207 SPRINGIELD, MO 65808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.86% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.14% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 NORTH ROBINSON AVE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 4.50% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | VISION SERVICE PLAN | $810 | — | $810 | 3.92% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER PHILLIPS JACKSON INC. | PO BOX 4207 SPRINGFIELD, MO 65808 | VISION SERVICE PLAN | $702 | — | $702 | 3.39% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 7.54% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER-PHILLIPS-JACKSON, INC. | PO BOX 4207 SPRINGFIELD, MO 65808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 7.46% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 211 NORTH ROBINSON AVENUE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.71% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER-PHILLIPS-JACKSON INC. | PO BOX 4207 SPRINGFIELD, MO 65808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $950 | — | $950 | 8.11% |
| SUMMIT FINANCIAL GROUP INC.3 | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $807 | — | $807 | 6.89% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 211 NORTH ROBINSON AVENUE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $296 | $296 | 2.53% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER-PHILLIPS-JACKSON INC. | PO BOX 4207 SPRINGFIELD, MO 65808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $278 | — | $278 | 5.30% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $247 | — | $247 | 4.70% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 211 NORTH ROBINSON AVENUE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $147 | $147 | 2.80% |
| BARKER PHILLIPS JACKSON INC3 Filed as: BARKER-PHILLIPS-JACKSON INC. | PO BOX 4207 SPRINGFIELD, MO 65808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $214 | — | $214 | 5.37% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $184 | — | $184 | 4.62% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 211 NORTH ROBINSON AVENUE SUITE 1490 OKLAHOMA CITY, OK 73102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $173 | $173 | 4.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY CARE HMO | 292 | $1.4M |
| Dental | DELTA DENTAL | 171 | $157K |
| Vision | VISION SERVICE PLAN | 140 | $21K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 172 | $46K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 172 | $23K |
| Stop-loss / reinsurancereinsurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 38 | $12K |
| Other(5 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 172 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.