| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 3510 N CAUSEWAY BLVD, STE 300 METAIRIE, LA 70002 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $30K | — | $30K | 2.62% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 9811 KATY FWY, STE 500 HOUSTON, TX 77024 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $10K | — | $10K | 0.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 3510 N CAUSEWAY BLVD, STE 300 METAIRIE, LA 70002 | STANDARD INSURANCE COMPANY | $28K | $7K | $35K | 17.06% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 9811 KATY FWY, STE 500 HOUSTON, TX 77024 | STANDARD INSURANCE COMPANY | $11K | — | $11K | 5.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 3510 N CAUSEWAY BLVD, STE 300 METAIRIE, LA 70002 | AMERITAS | $6K | $1K | $7K | 7.96% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 9811 KATY FWY, STE 500 HOUSTON, TX 77024 | AMERITAS | $3K | — | $3K | 3.38% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF LOUISIANA CONTRACT | Contract Administrator; Claims processing Service code 12 | 3235 N CAUSEWAY BLVD METAIRIE, LA 70002 | $172K |
| HUB INTERNATIONAL CONTRACT | Insurance agents and brokers Service code 22 | 3510 N CAUSEWAY BLVD, STE 300 METAIRIE, LA 70002 | $72K |
| USI SOUTHWEST, INC. CONTRACT | Insurance agents and brokers Service code 22 | 9811 KATY FWY, STE 500 HOUSTON, TX 77024 | $24K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 208 | $1.1M |
| Dental | AMERITAS | 167 | $88K |
| Vision | STANDARD INSURANCE COMPANY | 224 | $205K |
| Life insurance | STANDARD INSURANCE COMPANY | 224 | $205K |
| Short-term disability | STANDARD INSURANCE COMPANY | 224 | $205K |
| Long-term disability | STANDARD INSURANCE COMPANY | 224 | $205K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 208 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.