| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SHEPARD & WALTON LIFE INSURANCE3 Filed as: SHEPARD & WALTON LIFE INSURANCE AGE | — | BLUECROSS BLUESHIELD OF TEXAS | $107K | — | $107K | 2.23% |
| INSURORS OF TEXAS GENERAL AGENCY, L3 | — | BLUECROSS BLUESHIELD OF TEXAS | — | $4K | $4K | 0.08% |
| SHEPARD & WALTON LIFE INSURANCE3 Filed as: SHEPARD & WALTON LIFE INSURANCE INC | 1906 EAST TYLER AVENUE SUITE B HARLINGEN, TX 78550 | BLUECROSS BLUESHIELD OF TEXAS | — | $64 | $64 | 0.00% |
| AFFINIPAY LLC3 | 3700 NORTH CAPITAL OF TEXAS HIGHWAY SUITE 300 AUSTIN, TX 78746 | BLUECROSS BLUESHIELD OF TEXAS | — | $5 | $5 | 0.00% |
| SHEPARD & WALTON LIFE INSURANCE3 Filed as: SHEPARD & WALTON LIFE INS AGCY | 1906-B EAST TYLER AVENUE HARLINGEN, TX 78550 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $26K | — | $26K | 7.00% |
| SHEPARD & WALTON LIFE INSURANCE3 Filed as: SHEPARD & WALTON LIFE INS AGCY | 1906-B EAST TYLER AVENUE HARLINGEN, TX 78550 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 3.71% |
| SHEPARD & WALTON LIFE INSURANCE3 Filed as: SHEPARD & WALTON LIFE INS AGCY | 1906-B EAST TYLER AVENUE HARLINGEN, TX 78550 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 7.86% |
| SHEPARD & WALTON LIFE INSURANCE3 Filed as: SHEPARD & WALTON LIFE INS AGCY | 1906-B EAST TYLER AVENUE HARLINGEN, TX 78550 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| SHEPARD & WALTON LIFE INSURANCE3 Filed as: SHEPARD & WALTON LIFE INS AGCY | 1906-B EAST TYLER AVENUE HARLINGEN, TX 78550 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| SHEPARD & WALTON LIFE INSURANCE3 Filed as: SHEPARD & WALTON LIFE INS AGCY | 1906-B EAST TYLER AVENUE HARLINGEN, TX 78550 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.69% |
| SHEPARD & WALTON LI AG3 Filed as: SHEPARD & WILTON LIFE INS AGCY | 1905-B EAST TYLER AVENUE HARLINGEN, TX 78550 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $582 | — | $582 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 448 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 461 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 813 | $4.8M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 461 | $365K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 437 | $53K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 476 | $49K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 475 | $98K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 475 | $58K |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 476 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 813 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.