| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP RISK SPECIALISTS INC3 Filed as: GROUP RISK SPECIALIST INC | 3340 PEACHTREE RD., NE, STE 1690 ATLANTA, GA 303261021 | METROPOLITAN LIFE INSURANCE COMPANY | $545K | $176K | $721K | 6.49% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | DELTA DENTAL INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | HM LIFE INSURANCE | $0 | — | $0 | 0.00% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | STARMOUNT LIFE INSURANCE CO. | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,670 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 20,670 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HM LIFE INSURANCE | 10,836 | $1.3M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 10,133 | $4.4M |
| Vision | STARMOUNT LIFE INSURANCE CO. | 8,796 | $1.3M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 20,670 | $11.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,670 | $11.1M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,670 | $11.1M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,670 | $11.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,670 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.