| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SOUTHERN BENEFIT SOLUTIONS LLC3 Filed as: SOUTHERN BENEFIT SOLUTIONS | 2218 24TH AVENUE GULFPORT, MS 39501 | COMPANION LIFE INSURANCE | $721 | — | $721 | — |
| GERALD G. HARTMAN3 | 1487 SOUTH DAVID LANE BOISE, ID 83705 | COMPANION LIFE INSURANCE | $380 | — | $380 | — |
| BENEFIT ADVISORS INTERNATIONAL, LLC3 | 141 ROBERT E LEE BLVD NEW ORLEANS, LA 70124 | COMPANION LIFE INSURANCE | $38 | — | $38 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 74 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 74 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | COMPANION LIFE INSURANCE | 74 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 74 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.