| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVISON INSURANCE AGENCY, LLC3 | PO BOX 2110 MONROE, LA 71207 | PRINCIPAL LIFE INSURANCE COMPANY | $18K | $9K | $27K | 12.18% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | $4K | $13K | 5.78% |
| THOMAS & FARR AGENCY INC3 Filed as: THOMAS & FARR AGENCY, LLC | 2200 TOWER DRIVE MONROE, LA 71201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $29K | $0 | $29K | 15.00% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE SERVICES, INC. | 1607 NORTH AURORA ROAD, SUITE 201 NAPERVILLE, IL 60563 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 5.00% |
| DAVIDSON INSURANCE AGENCY, LLC3 | 2200 TOWER DRIVE MONROE, LA 71201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13K | $0 | $13K | 17.98% |
| RACHEL THERIOT CURRY3 Filed as: RACHEL THERIOTT CURRY | 109 WINGED FOOD DRIVE BROUSSARD, LA 70518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 12.62% |
| JEANNE LANDRY3 | 1615 EAST BRIDGE STREET BREAUX BRIDGE, LA 70517 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 12.61% |
| LEILANI THERIOT3 | 1017 SOLOMON STREET BREAUX BRIDGE, LA 70517 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 12.61% |
| KEITH WILLIAM BELLE3 | 105 GENNA LANE YOUNGSVILLE, LA 70592 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 4.06% |
| THOMAS & FARR AGENCY INC3 Filed as: THOMAS AND FARR AGENCY, INC. | 2200 TOWER DRIVE MONROE, LA 71201 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $613 | $0 | $613 | 6.33% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD ROAD SPRINGFIELD, LA 70462 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $69 | $0 | $69 | 0.71% |
| ANN LAURA TRICHEL3 | PO BOX 912 THROCKMORTON, TX 76483 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $68 | $0 | $68 | 0.70% |
| SUSAN B STEELE3 Filed as: SUSAN B. STEELE | 415 NORTH 6TH STREET NEDERLAND, TX 77627 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $45 | $0 | $45 | 0.46% |
| JANICE D RUCKS3 Filed as: JANICE D. RUCKS | 1204 CHAMBERLAIN, SUITE 4 MEMPHIS, TN 38119 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $37 | $0 | $37 | 0.38% |
| MJ INSURANCE3 Filed as: TROY J. PALMER AND VARIOUS AGENTS | 15534 CLOVER RIDGE SAN ANTONIO, TX 78248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.08% |
| BILLY MARK ROBERSON3 Filed as: BILLY MARK ROBERTSON | 19210 BOCA DEL MAR SAN ANTONIO, TX 78258 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 440 | $219K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 440 | $219K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 292 | $203K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 292 | $193K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 292 | $273K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 440 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.