| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 6650 METAIRIE, LA 70009 | UNITEDHEALTHCARE INSURANCE COMPANY | $53K | $2K | $55K | 4.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | PO BOX 6650 METAIRIE, LA 70009 | STARMOUNT LIFE INSURANCE COMPANY | $12K | — | $12K | 9.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 NORTH CAUSEWAY BOULEVARD SUITE 300 METAIRIE, LA 70002 | UNION SECURITY INSURANCE COMPANY | $8K | $3K | $11K | 19.42% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 NORTH CAUSEWAY BOULEVARD SUITE 200 METAIRIE, LA 70002 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 NORTH CAUSEWAY BOULEVARD SUITE 200 METAIRIE, LA 70002 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 NORTH CAUSEWAY BOULEVARD SUITE 200 METAIRIE, LA 70002 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 15.01% |
| AMY E BLUE3 | 1907 ROSENEATH DRIVE BATON ROUGE, LA 70806 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 5.37% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 NORTH CAUSEWAY SUITE 300 METAIRIE, LA 70002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 5.37% |
| AARON ABRAMS COX3 Filed as: AARON A COX | PO BOX 77379 BATON ROUGE, LA 70879 | CONTINENTAL AMERICAN INSURANCE COMPANY | $429 | — | $429 | 2.00% |
| HEC BENEFIT SOLUTIONS LLC3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $363 | — | $363 | 1.69% |
| JAIME M GAUDET3 | 6363 MUIR STREET BATON ROUGE, LA 70817 | CONTINENTAL AMERICAN INSURANCE COMPANY | $290 | — | $290 | 1.35% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LAUREN R BROWN | 18212 EAST PETROLEUM DRIVE SUITE 5B BATON ROUGE, LA 70809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $235 | — | $235 | 1.10% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | CONTINENTAL AMERICAN INSURANCE COMPANY | $160 | — | $160 | 0.75% |
| AMY BARYLAK3 | PO BOX 264 WATSON, LA 70786 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.20% |
| ERIN K GIUSTI3 | 2805 DIVISION STREET SUITE 202 METAIRIE, LA 70002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.18% |
| ERROL WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.18% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 NORTH CAUSEWAY BOULEVARD SUITE 200 METAIRIE, LA 70002 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 248 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 256 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 363 | $1.3M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 182 | $135K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 182 | $135K |
| Life insurance(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 248 | $75K |
| Short-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 248 | $60K |
| Long-term disability(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 248 | $83K |
| Other(3 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 248 | $133K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 363 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.